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Rates

Mortgages Bank Accounts Mutual Funds GICs RRSPs RRIFs/LIFs Business Bank Accounts


Service Fees for Personal Bank Accounts

The interest that you earn on your money depends on the type of bank account and balance you have.

Rates as of:

Interest is calculated on each day's final balance and paid monthly. Your entire account balance earns the rate shown here when the final balance falls in any of the first four tiers. On the final tier, the rate applies only on the portion of the balance in that tier.

Daily Closing $ Balance
Interest Rate (%) Advantage for Youth Interest Rate (%)
Balance up to $2,999.99
Balance $3,000.00 to $9,999.99
Balance $10,000.00 to $24,999.99
Balance $25,000.00 to $59,999.99
Portion  $60,000.00 and over

Interest is calculated on each day's final balance and paid monthly. Your entire balance earns the rate shown here when the final balance is:

Daily Closing $ Balance
Interest Rate (%)
Balance up to $4,999.99
Balance $5,000.00 or more 2.25
Plus Promotional Interest* on Additional Balances
Applies March 3, 2008 - June 30, 2008
1.50

*Promotional Interest rate is calculated daily and paid monthly on: (a) each day's Additional Balance, for an eligible Bonus Savings Account opened before the Offer Period; or (b) each day's full closing balance, for an eligible Bonus Savings Account opened during the Offer Period.

For full terms and conditions, refer to the Give Yourself a Bonus brochure. (200 KB)

Interest is calculated on each day's final balance and paid monthly. On the portion in each of the following tiers you earn:

Daily Closing $ Balance
Interest Rate (%)
Balance up to $999.99
Portion $1,000.00 to $4,999.99
Portion $5,000.00 to $24,999.99
Portion $25,000.00 to $59,999.99
Portion $60,000.00 and over

Interest is calculated on each day's final balance and paid monthly. Your entire account balance earns the rate shown here when the final balance falls in any of the first four tiers. On the final tier, the rate applies only on the portion of the balance in that tier.

Daily Closing $ Balance
Interest Rate (%)
Balance up to $2,999.99
Balance $3,000.00 to $9,999.99
Balance $10,000.00 to $24,999.99
Balance $25,000.00 to $59,999.99
Portion  $60,000.00 and over


NOTE: General Terms and Conditions For Interest on Deposit Accounts
Interest is credited to your account as of the last business day in the interest period. However, the interest cannot be withdrawn, and will not be printed at branch terminals or at CIBC's Bank Machines or made available through CIBC Telephone or Online Banking, until two business days after the end of the interest period.

Interest rates quoted are annual and are subject to change without prior notice.

® Registered trademark of CIBC. "CIBC. For what matters" is a trademark of CIBC.

If you have any questions about our interest rates, call 1-800-465-2422, or come into your local CIBC branch today to open an account.