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Application Form

    Just a heads-up, upon submitting the form, you'll be contacted by phone to finish up the application. If you prefer to meet face-to-face instead, .
      Just a heads-up, upon submitting the form, you'll be contacted by phone to finish up the application. If you prefer to meet face-to-face instead, .
        Just a heads-up, upon submitting the form, you'll be contacted by phone to finish up the application. If you prefer to meet face-to-face instead, .
          Just a heads-up, upon submitting the form, you'll be contacted by phone to finish up the application. If you prefer to meet face-to-face instead, .
            Just a heads-up, upon submitting the form, you'll be contacted by phone to finish up the application. If you prefer to meet face-to-face instead, .
            All fields are mandatory, unless stated (optional).
            Please check your entries; then scroll down to review the Terms and Conditions before you submit your application.

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            Your Selections

            Step of

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            Product Details
            Product name: Personal Loan Change product
            Product type: Secured Change loan type
            Minimum borrowing amount is $.
            Since you are applying with a co-borrower, you'll need to apply at a CIBC branch.
            Product name:
            Product type:
            Amount to borrow:
            Make/Model/Year:
            Institution type: A
            Name of school: A
            Other institution type: A
            Field of study: A
            Co-Borrower: No
            Guarantor: No
            Transfer my balance from an existing loan or credit card: No
            I'm interested in insurance for my loan: No

            About You

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            About You
            Your personal information has been pre-filled below. Changing the information below will not change the information on file with CIBC.
            (optional)
            Date of birth
            DD
            Month
            YYYY
            Social Insurance Number consent.
            By providing your Social Insurance Number, you agree that it may be used in a request for information from credit bureaus as this is the best way to make sure the information accurately refers to you. However, this is completely voluntary and if you choose not to give your permission, this by itself will not prevent you from continuing the application.
            Monday-Friday
            How long have you lived at this address?
            Previous address
            Name:   
            Date of birth: ,
            Marital status:
            Social Insurance Number:*** *** ***
            SIN consent given:
            Address:
             
            ,  
            Residential status:
            Home phone:
            Secondary phone: ext.
            Best time to call:
            Email:
            Lived at address for:
            year(s),  month(s)
            Previous address:
             
            ,  
            Previous phone:

            Your Employment Details

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            Your Employment Details
            Employment Details X

            Primary employmentOther employment (X) Remove

            Income source
            Employment duration
            Month
            YYYY
            Primary EmploymentOther Employment X
            Employment status:
            Self-employed for less than 2 years:
            Occupation category:
            Occupation description:
            Detailed description:
            Employer name:
            Employer address:
             
            ,  
            Start Date:
            Monthly income:
            Other income sources X
            Income Source:
            Monthly Income:
            Total Monthly income:

            Additional Required Information

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            Additional required information
            Employment status:
            Self-employed for less than 2 years:
            Asset X
            Asset type:
            Registered owner:

            Terms and Conditions

            As a Québec resident applying in English, we are required by law to remit our Terms and Conditions documents to you in French. By continuing you affirm that the French version has been remitted yet you expressly wish to be bound by the English version.

            IMPORTANT : Veuillez lire les modalités ci-dessous, qui font partie de la demande. Vous devez les lire et cocher la case indiquant que vous acceptez d'être lié par elles. Vous devriez imprimer les modalités ci-dessous avant de terminer la demande.

            Afficher la version imprimable   (PDF, 11 ko)

            (Cette option na'est disponible que sur certains appareils mobiles.)

            Autorisation de vérification du crédit

            Modalités juridiques des demandes de prêt et de marge de crédit :

            Les termes « je », « me », « ma », « mon » et « mes » renvoient au demandeur; les termes « vous », « votre » et « la Banque CIBC » renvoient à la Banque Canadienne Impériale de Commerce.

            1.
            Faits : Je certifie que les renseignements que j'ai fournis dans cette demande sont exacts et qu'ils correspondent bien à la réalité concernant mes affaires.
            2.
            Refus : Le fait de recevoir cette demande, ne signifie pas que vous l'approuvez. Un représentant de la Banque CIBC communiquera avec moi pour parachever ma demande et pour m'aviser de son approbation ou de son refus. Votre décision d'approuver ou de refuser ma demande est laissée à votre discrétion. Si ma demande est approuvée, mon prêt ou ma marge de crédit sera assujetti aux modalités qui me seront communiquées durant le processus d'approbation.
            3.
            Durant ma relation avec la Banque CIBC, vous pouvez obtenir des renseignements auprès d'agences d'évaluation du crédit, de bureaux d'enregistrement gouvernementaux, d'agences de renseignements, d'autres institutions financières et de personnes dont je peux vous fournir le nom à titre de référence. La Banque CIBC peut aussi communiquer des renseignements à des agences d'évaluation du crédit, à des agences de renseignements et à des institutions financières. (Le terme « renseignements » désigne des renseignements financiers ou liés aux finances à mon sujet, y compris i) des renseignements servant à m'identifier ou à me trouver [ou à trouver les biens que j'ai donnés en garantie], ii) des renseignements servant à vérifier mon admissibilité [ou, si j'ai convenu de garantir les dettes d'un tiers, à vérifier son admissibilité] à des produits et services; iii) des renseignements au sujet d'un véhicule moteur, le cas échéant; ou iv) des renseignements dont la Banque CIBC a besoin pour se conformer aux exigences réglementaires.) La Banque CIBC peut utiliser les renseignements pour m'identifier, me protéger, moi et la Banque CIBC, contre les fraudes ou les erreurs, comprendre mes besoins, déterminer mon admissibilité aux services, me recommander des produits et des services adaptés à mes besoins, m'offrir un service sur une base continue et satisfaire aux exigences juridiques et réglementaires. Des explications à cet égard figurent dans la brochure de la Banque CIBC sur la confidentialité, Protection des renseignements personnels, que je peux trouver dans tout centre bancaire ou en direct sur le site www.cibc.com/francais. Cette brochure décrit comment le Groupe CIBC recueille, utilise, communique et conserve les renseignements à mon sujet et sur les produits et services que j'utilise.
            4.
            1. Marketing direct : La Banque CIBC peut me fournir de l'information sur des produits et services par l'intermédiaire du publipostage, du téléphone et d'autres moyens directs.
            2. Divulgation au sein du Groupe CIBC : La Banque CIBC peut communiquer des renseignements au sein du Groupe CIBC, sauf si la loi l'interdit, afin que celui-ci puisse m'informer sur des produits et services.
            3. Si je ne désire pas consentir à l'alinéa a) ou b), je peux communiquer avec la Banque CIBC en tout temps au 1 800 465-CIBC (2422). Je comprends qu'aucun crédit ou services ne me sera refusé simplement parce que je n'ai pas donné mon consentement à l'alinéa a) ou b). Le Groupe CIBC comprend la Banque CIBC et ses filiales qui offrent actuellement des services en matière de dépôts, de prêts, de fonds communs de placement, de négociation de valeurs mobilières, de prêts hypothécaires, de fiducie et d'assurance.

            IMPORTANT: Please read the Terms and Conditions provided below which are part of this application. You must read them, and check the box indicating that you agree to be bound by them. You should print the Terms and Conditions below before proceeding to complete your application.

            View printable version  (202 KB)

            (Please note, this option is only available on certain mobile devices.)

            Credit Check Authorization

            Legal Terms for Application for Loans and Lines of Credit:

            "I", "me" and "my", mean me, the applicant, and "you", "your" and "CIBC" mean Canadian Imperial Bank of Commerce.

            1.
            Facts True: I certify that the information I have provided on this application is a true and correct statement of my affairs.
            2.
            No Approval: By receiving this application, you are not approving it. A CIBC representative will contact me to complete my application and inform me whether the application has been approved. Your decision to approve or decline my application is at your discretion. If my application is approved, my loan or line of credit will be subject to legal terms that will be provided to me as part of the process of obtaining it.
            3.
            CIBC may collect Information during the course of my relationship with CIBC from credit bureau, government registries, reporting agencies, other financial institutions, and references that I may provide CIBC. CIBC may also disclose Information to credit bureau, reporting agencies and financial institutions. (The word "Information" means financial and financially related information about me, including (i) information to identify me or locate me (or any collateral I have pledged), (ii) information to qualify me (or, in the event that I have agreed to guarantee the debts of a third party, that third party) for products and services, (iii) any motor vehicle information, where applicable, or (iv) information that CIBC needs for regulatory requirements.) CIBC may use information to identify or locate me, protect me and CIBC both from fraud and error, understand my needs and eligibility for services, recommend particular products and services to meet my needs, provide ongoing service, and comply with legal and regulatory requirements. This is explained in the CIBC privacy brochure "Your Privacy Is Protected" available at any branch or www.cibc.com, which describes how the CIBC group collects, uses, discloses, and retains information about me and the products and services I use.
            4.
            Specific Consents:
            1. Direct Marketing: CIBC may tell me about products and services through direct mail, telephone, and other direct means.
            2. Disclosure within the CIBC group: CIBC may share Information within the CIBC group, unless prohibited by law, so that the CIBC group may tell me about products and services.
            3. If I don't wish to consent to (a) or (b), I can contact CIBC at 1 800 465-CIBC (2422) at any time. I understand that I will not be refused credit or other services just because I withdraw my consent to (a) or (b). The CIBC group includes CIBC and its subsidiaries that currently offer deposits, loans, mutual funds, securities trading, mortgages, trust and insurance services.
            5.
            Québec only: The parties confirm that it is their express wish that this agreement and documents related thereto be drawn up in English. For an agreement entered into on or after June 1, 2023, the parties acknowledge that the French version of the agreement has been remitted and confirm that it is their express wish to be bound by the English version of the agreement.

            Les parties confirment leur volonté expresse que l’entente et les documents s'y rattachant soient rédigés en anglais. Pour une entente conclue à compter du 1er juin 2023, les parties reconnaissent que la version française de l’entente a été remise et confirment leur volonté expresse d’être liées par la version anglaise de l’entente.

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            Request a call from a CIBC Advisor

            To discuss your borrowing options or to get more information over the phone, simply complete the request a call form below. A CIBC advisor will contact you within one business day.

            EST, Monday to Friday

            Are you sure you want to cancel?

            Feel free to give us a call, as we would be happy to help with any questions or concerns.

            • To apply by phone, please call us at 1-866-525-8622
            • Request a call from a CIBC advisor

            Please note: If you cancel this application or request a call, all your information will be lost permanently.

            Are you sure you want to change loan product or loan type? If you choose another product, all your information entered will be lost permanently.

            Feel free to give us a call, as we would be happy to help with any questions or concerns.

            • To apply by phone, please call us at 1-866-525-8622
            • Request a call from a CIBC advisor

            Please note: If you cancel this application or request a call, all your information will be lost permanently.

            We use multiple layers of protection when you access your online banking or investment accounts. Learn more

            Your Social Insurance Number (SIN) is a 9-digit number issued by the Government of Canada and is required for Canadian taxation purposes.

            Monthly income is the amount of money you earn or receive in a month, before taxes and deductions are subtracted.

            Your email address will be used to contact you for confirmations and status updates.

            Anti-money laundering legislation requires that we obtain your occupational information. None of the information collected will be used to contact you in the future. Make your selection from the dropdown menu.