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  • Low down payments and more time to repay
  • In most territories we offer up to 95% financing with mortgage indemnity insurance. In addition, our attractive repayment terms give you up to 35 years to repay
  • Whether you want to make a low down payment or you want to take up to 35 years to pay back the loan

Documentation Required
  • When applying for your mortgage, it will certainly save time if you have the following documents available (where applicable):
  • National Identity Card or passport for identification
  • Telephone, water, or electricity bill to confirm your residential address
  • A letter from your employer and your most recent salary slip
  • Copies of recent bank statements or a bank reference from your banker (if you are a new customer)
  • An agreement for sale: if you are buying a property, this would be a letter from the person selling the property
  • A construction estimate if you plan to build, as well as approved construction plans. The estimate should show a breakdown of the stages of the construction, and the costs
  • An appraisal of the property: you will need to provide this whether you are buying or building a home

Home Financing Requirements for Barbados (PDF, 2.35 MB)

Home Financing Requirements for Jamaica (PDF, 2.41 MB)

Go Green

CIBC FirstCaribbean can help you fund your renewable energy, energy conservation and energy efficiency projects by financing your purchase of solar water heaters, photovoltaic (PV) panels, LED lighting and more.

Visit any branch of CIBC FirstCaribbean or call 1-800-744-3243