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Registered Retirement Savings Plan

(Offered only in Barbados & Saint Lucia.)
Take charge of your retirement

In what financial position will you be 10, 20 or 30 years from now? Will you be able to retire comfortably with enough money to maintain your current lifestyle? Instead of letting retirement catch you off guard like many others so often do, start planning now. Let CIBC FirstCaribbean give you the helping hand you need to take control of your future with our Registered Retirement Savings Plan (RRSP).

A CIBC FirstCaribbean RRSP is a special savings/investment plan that allows you to save towards your future and to accumulate wealth via the gains earned on the money you contributed to the Plan.

St. Lucia only:

Since the plan is registered with the St. Lucia Inland Revenue Service, you can also take advantage of tax savings TODAY on the savings you've put aside in your RRSP for TOMORROW. Your RRSP can even be a source of tax-free finance for your first home. So you benefit both while you build your nest egg and when you retire.

A CIBC FirstCaribbean RRSP is ideal for beginners & experienced investors:

We know that making your first step toward investing can be a little daunting. Deciding whether to invest in term deposits, shares, mutual funds, Government savings bonds or other types of investments may be confusing, especially if you are a first-time investor.

A CIBC FirstCaribbean RRSP simplifies investment for you since the money that you contribute to the plan can be spread over a number of different kinds of investments creating what is known as an investment portfolio.

Applying for your RRSP is quick and EASY
  • Just come in to CIBC FirstCaribbean's Trustee Unit or to any CIBC FirstCaribbean branch and talk with any of our available officers
  • You can open your RRSP with a modest initial deposit
  • You will need to provide one piece of valid photo identification (e.g. National Identity Card, passport) plus acceptable proof of your current address

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