Online Banking Safety Tips
Here are some simple tips that you can follow to ensure that your online banking experience is safe and hassle free.
- Keep your information confidential
- Changing your password
- Look for the lock icon
- Use a firewall
- Use Direct Deposit
- Shop with Verified by Visa
- Install security updates
- Privacy policies
- Safe computing practices
- Online security
- Clear your cache
Do not share your CIBC FirstCaribbean Online Banking password or bank machine Personal Identification Number (PIN) with anyone. Giving your password or PIN to another person or company places your finances and privacy at risk.
Change your password regularly and use a different password than you use for other websites. Make it difficult for others to guess your password by using a combination of letters and numbers in your password. If you think someone knows your password, change it right away.
Never share, disclose, or provide your card number or password to another party or website other than CIBC FirstCaribbean. CIBC FirstCaribbean will never send you an e-mail requesting this information.Changing your password
Never save your card number or password on a publicly accessed computer.
If using a publicly accessed computer such as at an internet café or public library, change your password after completing your session by calling the CIBC FirstCaribbean Customer Service Centre
When selecting a password, choose a password that cannot be easily guessed by anyone else.
For CIBC FirstCaribbean Online Banking, use:
- An alpha-numeric combination
- A password more than six characters long
- A combination of capital and lower case letters
- A password you use for any other service
- Your name or a close relative's name
- Your birth date, telephone number or address, or those of a close relative
- Your CIBC FirstCaribbean account number
- Your card number
Before entering personal information on a website, look for the "lock" icon in your browser. A closed lock or padlock indicates that the website you are on is secure.Use a firewall
When your computer is connected to the Internet, it is vulnerable to attack. Although this is a problem for all types of Internet connections, DSL and cable modem connections are more vulnerable because they offer an "always on" capability. You can help protect your computer from attack by using a personal firewall. Personal firewalls can be software, hardware, or both, and create a barrier to attacks.
Microsoft Windows and Apple MacOS X both include automatically activated firewalls. If you are not sure your system has an activated firewall go to the appropriate site below to learn more.
Microsoft Windows XP: Configure the Internet Connection FirewallDirect Deposit and CIBC FirstCaribbean Online Banking
You can arrange with your employer to have your salary deposited directly to your CIBC FirstCaribbean account so you can prevent lost or stolen cheques.Shop with Verified by Visa
Verified by Visa protects your CIBC FirstCaribbean Visa Debit and/or Credit Card with a password. Once you set up your free Verified by Visa password, you will be prompted for it when you use your CIBC FirstCaribbean Visa Debit and/or Credit Card to make purchases at participating online merchants. Learn more about Verified by VisaInstall security updates
Most personal computers use the Microsoft Windows and Apple MacOS operating systems. The makers of these systems regularly issue security updates to protect against new and emerging threats. You should download and install security updates regularly or configure your operating system to automatically check for new updates.
Windows: To download the latest Microsoft Windows updates, visit Windows
MacOS X: Choose "Software Update" from the Apple menu.Look for privacy policies on other websites.
The CIBC FirstCaribbean website provide links to other websites that are not operated by CIBC FirstCaribbean. If you visit one of these websites, you should read their unique privacy and security policies before entering data on those sites.Safe Computing Practices
With CIBC FirstCaribbean Online Banking, you can manage almost all of your everyday banking, anywhere you have Internet access, using your laptop or a trusted computer terminal.Important tips:
- When you're travelling, always use a trusted computer whenever possible
- Never leave your computer unattended once you have signed on to CIBC FirstCaribbean Online Banking
- After completing your transactions, ensure that you sign out of CIBC FirstCaribbean Online Banking, clear your cache, and close your browser
- If you are using an older version of Internet Explorer we recommend that you upgrade to Internet Explorer 8
We want you to be confident when accessing your financial information online. CIBC FirstCaribbean uses multiple layers of protection to increase your security while using CIBC FirstCaribbean Online Banking.Secure Online Banking and Investing
We offer you secure access to your banking and investment accounts. Once you have signed on, you can check your balances, transfer funds, and pay bills online quickly and safely. We also monitor activity in your banking accounts to enhance your security and to protect your financial information.Web browser encryption
Web browsers use encryption to communicate securely over the Internet. You must have a browser with 128-bit encryption to use CIBC FirstCaribbean Online Banking. All of the browsers supported by CIBC FirstCaribbean Online Banking and these online services offer 128-bit encryption.Session timeout
To protect you further, your online session will end after a period of inactivity. If you wish to continue accessing your online banking or investment accounts, you will have to sign on again. You should always sign off when you are done and, if using a computer that isn't your own, you should clear your browser's cache and close the browser window.Clear Your Browser's Cache
If you use a public or shared computer to access CIBC FirstCaribbean Online Banking, it is vital that you sign off when you are finished. Once you have signed off, you should enhance your security by clearing the browser's cache. The cache maintains a copy of web pages that have been viewed recently.
Below are a list of steps on how to clear your browser's cache, or you can use your browser's Help section:Firefox 3.5 for Windows
- Choose "Clear Recent History" from the "Tools" menu
- Select "Details"
- Ensure that the "Cache" option is checked and select the "Clear Now" button
- Close window
- Choose "Internet Options" from the "Tools" menu
- Select the "General" tab
- From the "Browsing history" section, select "Delete" button
- From the "Temporary Internet files" section, select "Delete files" button
- Deleting cached files may take a while. When the browser is done, select "OK"
- Choose "Preferences" from the "Firefox" menu
- Select "Privacy" icon from the menu
- From the "Private Data" section, select the "Clear Now" button
- Ensure that the "Cache" option is checked and select "Clear Private Data Now" button
- Select "OK" to close the window
- Choose "Empty Cache" from the Safari menu