Transcript: How do I invest in the markets with Market Linked GICs?

[Music starts.]

[Table with papers and a bag of money animate in along with text that says "How do I invest in the markets with Market Linked GICs?"]

[Camera pans up as two papers fly off table and into the air. The background fades from blue to green.

[Text animates in as certificate ribbons pop up on each paper.]

CIBC Market Linked GICs allow you to invest in the market with peace of mind.

[The papers are a Market Linked GIC and a Regular GIC.]

[The Regular GIC shrinks into the background as more text animates into focus on the Market Linked GIC.]

They offer greater potential returns than regular GICs, while keeping your principal safe.

[Camera pans down to show the desk cleared of paper, the bag of money now inside a safe.]

[Scene transitions to a grid.]

The interest rate is linked to the performance of the stock market, which means you won’t know in advance how much you’ll earn.

[A yellow graph line representing a fluctuating market index starts to animate in along with a legend.]

[A grey line representing a slow and steady fixed-rate investment animates in as the legend finishes animating in.]

The return you earn will be linked to the performance of the market, so the potential is higher than a fixed-rate investment. But there is also a chance that it may be zero.

[The Market Index line and Fixed Interest line merge together to become a new red line representing a fluctuating but safe Market Linked GIC while text animates in below.]

Market Linked GICs offer the best of both worlds. The security of a GIC and the growth potential of the equity markets.

[Scene transitions back to the table with the safe. Loose bills start to pile up around the safe to show the potential earnings in a Market Linked GIC.]

This allows you to benefit from increases in the stock market without risking your initial investment.

[Much of the money gets blown away abruptly, showing what can happen if the stock market drops.]

[However, the safe has kept the initial investment in place.]

Even if there’s a big drop in the stock market, your principal is 100% protected with a Market Linked GIC.

[Scene transitions to a pink background where a question mark animates in.]

[Camera zooms out as text animates in.]

So what’s the difference between regular and Market Linked GICs?

[Scene transitions to a scale tipping back and forth, weighing the pros of cons of both GIC options.]

The choice between regular and Market Linked GICs comes down to personal preference.

[Scene transitions to a grid.]

[Red Market Linked GIC line animates in, loose bills piling up and flying away as it goes up and down.]

If you want the possibility of earning a higher rate of interest than a traditional GIC but you don’t want to risk your principal, a Market Linked GIC may be a good choice for you.

[Money blows away.]

If you want the certainty of knowing how much your investment will earn, a regular GIC is a good choice for you.

[Red line animates out, replaced by the grey Fixed GIC line that travels up slowly.]

[Small coins drop into a piggyback, showing the smaller but constant earnings.]

Regular fixed rate GICs pay an advertised rate, so you’ll know exactly how much money your investment will earn.

[Coin rolls past the foreground, transitioning to the end slide.]

[Logo fades in.]

[Music ends]