® Registered trademark of Interac Inc. CIBC authorized user of marks.
CIBC Smart™ Account is a trademark of CIBC.
1 The Interac e-Transfer fee is waived for CIBC Smart Accounts. Each Interac e-Transfer you send counts as a transaction for calculating your monthly fee. Please see the Personal Account Service Fees brochure available at cibc.com or in-branch for a description of transactions that are included in the CIBC Smart™ Account monthly fee and everyday banking fees for other Personal Bank Accounts and Services.
2 Interest is calculated daily at the current rate on each day's full closing balance when the final balance is $5,000 or more, and paid monthly.
3 Interest is calculated on each day's final balance and paid monthly. The rate earned is dependent on each day's final balance.
4 Interest is calculated on each day's final balance and paid monthly.
Interest rates quoted are annual. Interest rates and balance tiers are subject to change without prior notice.