Begin your life in Canada with the account that’s right for you

CIBC Smart™ Account for Newcomers

Pay no monthly fee for 2 years. Plus, enjoy:

• Unlimited transactions1

• Free unlimited Interac e-Transfer® transactions2

$03 up to $16.95

$4,000

Special offer

Ready to get up to $400?

Get $350

Congrats! You’ll get your $350 within 7 months after opening your account.

Are you under 25 years old?

Get $50 more

Congrats! You’ll get $350 and $50, for a total of $400, within 7 months after opening your account.

Are you under 25 years old?

Why wait? Apply from your device in minutes.

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Refer a newcomer friend and you could both earn $50

Help friends new to Canada get a great start. Once you’ve opened an eligible account, you can refer up to 10 newcomer friends and earn $500 every year.