† Offer begins on May 1, 2019 at 12:01 a.m. (ET) and ends on September 30, 2019 at 11:59 p.m. (ET). Offer only open to Canadian residents who are not holders or joint holders of a CIBC chequing account. To qualify, open a CIBC Smart™ Account for students and provide a valid email address. Next, within one calendar month, you must: (i) register for and sign on to CIBC Online Banking or CIBC Mobile Banking; and (ii) complete at least five (5) eligible debit transactions from the CIBC Smart Account for students. Offer cannot be combined with any other offer, reward or rebate. The cash reward will be deposited into your CIBC Smart Account for students within 10-12 weeks of your completion of the required transactions. Other conditions apply. Visit a CIBC Banking Centre or visit cibc.com/smart-student.
To receive student account benefits, just show us your current student card and a copy of documentation verifying your enrolment in a full-time post-secondary program (college, university or CEGEP). These benefits are in effect for up to a maximum of 4 years from your program enrolment date (based on expected graduation date or length of the program, plus six additional months after graduation). After this, you must re-apply with proof of continued enrolment.
A transaction includes everyday banking transactions such as cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. Additional fee(s) apply to withdrawals from non-CIBC bank machines, wire transfers and foreign currency transactions (including cheques written in currencies other than the account currency).
1 Limit of up to 4 years.
2 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. Transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. "CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and does not include CIBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines, wire payments and transactions in foreign currency (including cheques written in currencies other than the account currency).