CIBC Small Business Home Power Credit™

If you have borrowing needs of $50,000 or more1 and are looking for competitive borrowing rates2, you could use your Canadian residential property as collateral to meet some or all of your business' borrowing needs. Speak to a CIBC business advisor about a CIBC Small Business Home Power Line of Credit™ or a CIBC Small Business Home Power Loan™ today.

Key benefits

Saves you money

  • Competitive interest rates


  • Provides you with a cash flow solution to manage day-to-day operations
  • Offers a flexible repayment structure that allows you to make interest only payments if desired


  • Quick and easy access to all your funds at all times
  • Separates your personal finances from your business finances

Is it for you?

A CIBC Small Business Home Power Credit could be for you if you:

  • Presently have more than 20% equity in your home
  • Have upcoming purchases or expenses planned for your business
  • Want to save on borrowing costs for everyday purchases for your business

Information you need to know

  • This product requires that you use one of CIBC's service providers (not available in Nunavut) to register a collateral mortgage or hypothec against a residential zone property
  • Variable rate of interest based on CIBC Prime Rate and fluctuates as CIBC Prime Rate changes
  • Residential property must be in Canada
  • Available in Canadian and equivalent US funds3

Know how to Start Strong

Kick-start your new business with planning ideas and expert guidance from  the CIBC Small Business Start Strong Program.

Learn more

Interested in a CIBC Business loan or line of credit?

Visit the nearest CIBC Branch or contact your CIBC business advisor.

1-800-465-2422 toll free