CIBC Professional Edge®  -
For Self-employed Professionals

CIBC Professional Edge is a comprehensive banking package designed to combine products and services to help you reach your financial goals, if you are a self-employed professional practicing as a/an:

  • Accountant
  • Dentist
  • Lawyer
  • Notary
  • Optometrist
  • Engineer
  • Osteopath
  • Physician
  • Podiatrist
  • Surgeon
  • Veterinarian

Key Benefits

Access to a dedicated CIBC business advisor

A dedicated CIBC business advisor will help monitor your financial progress and recommend changes as your practice grows and your personal needs change.

Advice from specialists

Your CIBC business advisor has access to a team of specialists in the areas of borrowing, cash management, succession planning and wealth management to help meet all your business and personal financial goals.

Special benefits and services

As a professional, there are many customized banking options available for you to take advantage of. Working with our clients, we've designed distinctive services and exclusive offers to ensure that you prosper at each stage of your personal life and professional career.

For your business needs

Benefits

CIBC Unlimited Business Operating Account™ for Professionals+

  • One low monthly fee of $50
  • Unlimited transactions1 such as withdrawals, deposit transactions, transfers and bill payments
  • Cash, coin and cheque deposit package2
  • Unlimited access at CIBC with no additional cost - Access your accounts 24/7 through our network of bank machines plus CIBC Telephone and Online Banking, and INTERAC® direct payment at no additional cost
  • Free initial cheque order
  • Unlimited number of Small Business Convenience Cards with customized access

Business loans and lines of credit2

  • Borrow up to $5 million in secured and unsecured loans and lines of credit at competitive rates
  • 100% financing for practice purchase price, startup or expansion costs
  • If you are considering startup financing, 2 years of business history is not required
  • Learn more

Partner capital loans

  • For new and existing partners at a law or accounting firm
  • Preferred interest rates
  • Flexible repayment terms, including an interest only payment option
  • Up to 100% financing

CIBC Aventura® VISA™ Card for Business

  • Welcome Bonus of 15,000 Aventura Points after your first purchase4
  • The freedom to Fly Any Airline with no blackout periods, or restrictions, and points that don't expire!9
  • Learn more

Merchant Services

Conveniently collect debit and credit card payments anytime, anywhere

CIBC can connect you with external vendors such as Payfirma or Global Payments to help you collect debit and credit card payments in store, online and even remotely, using a mobile device.

Learn more

For your personal needs

Benefits

CIBC PremierService® Account

  • A comprehensive, flat-fee personal deposit account for your day-to-day banking, investing and credit needs
  • Learn more

CIBC Personal Loans and Lines of Credit3

  • Competitive rates for professional clients on secured and unsecured borrowing
  • Learn more

CIBC Personal Mortgages5

  • CIBC offers competitive rates on mortgages for professional clients
  • Learn more

CIBC Investment Solutions and Advice

  • Your CIBC business advisor has the experience, the expertise and the contacts to meet your complex investment needs
  • No annual administration fee for Imperial Investor Service6 registered account (no minimum balance required) +
  • No annual administration fee for Investor's Edge7 registered account (no minimum balance required)+
  • A comprehensive plan to meet your needs so you can be prepared for what matters
  • A wide range of CIBC investment products and services including:
    • GICs
    • Mutual funds8
    • CIBC Personal Portfolio Services
    • CIBC Managed Portfolio Services
    • CIBC Group RRSPs
  • Access to CIBC Wood Gundy services including Individual Pension Plans, Retirement Compensation Arrangements and Insurance Solutions

Other products and services

CIBC Small Business Overdraft Protection - Borrow up to $10,000 to cover your practice operating expenses

CIBC Commercial Choice Mortgage™ (CCCM) - For amounts between $250,000 to $1 million

CIBC Wood Gundy Private Client Investments® - Our full-service investment firm can help you manage your portfolio and make smart investment decisions


Trust us to care for your practise

To find out how you can benefit from the experience and knowledge of a CIBC business advisor, visit the nearest CIBC branch , contact your CIBC advisor or call toll-free 1-800-465-2422 .