Spend on your own terms – load only what you need, when you need it

  • Shop at stores, online or by phone wherever Visa* is accepted1
  • Withdraw cash from ATMs worldwide with the Visa* or Plus symbol
  • Pay for small purchases easily with Visa payWave*
  • Access your account details online 24 hours a day·        
  • Funds don’t expire2

Get started

Buy your CIBC Smart™ Prepaid Visa* Card through online or mobile banking, or at any CIBC Banking Centre Opens a new window in your browser

Load it with Canadian dollars from your CIBC chequing, savings or personal line of credit account

Pay for purchases wherever Visa is accepted

Reload online or at any CIBC Banking Centre

Shop smart. Shop secure.

Chip technology

Enhances an already secure payment system. It’s recognized around the world as a standard of safety and security.

Verified by Visa*

Gives you another layer of protection when you shop online at participating merchants.

Visa's Zero Liability Policy

Means that if someone steals your card or your card details, you won’t be held responsible for fraudulent purchases processed through the Visa network, as long as you meet your obligations.3

Active fraud monitoring

Helps protect your money by detecting possible fraudulent transactions.