This program is for you if you want:

  • An easier time qualifying for mortgage financing if you're self-employed as you don't have to prove your income1 so long as you have 35% equity.
  • A streamlined mortgage approval process which doesn't require any detailed financial statements or income verification1, meaning less paperwork and hassle
  • Your approval to be based on your personal credit history, not your business history
  • A number of choices in terms of mortgage products, allowing you to find the one that best suits your needs
  • A mortgage that is available across Canada2, on residential single-family, owner-occupied properties and in a conventional (uninsured) or high-ratio (insured) form

Other mortgage details:

  • Payment frequency options of weekly, bi-weekly, semi-monthly or monthly
  • Minimum mortgage amount is $10,000

Mortgage Disability Insurance

In the event that you are completely unable to work due to an unexpected disability, help protect your family's home with CIBC Mortgage Disability Insurance+ provided by The Canada Life Assurance Company (Canada Life).

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Mortgage Disability Insurance Plus (includes job loss coverage)

In the event that you are completely unable to work due to an unexpected disability or you involuntarily lose your job through no fault of your own, help protect your family's home with CIBC Mortgage Disability Insurance Plus+ provided by The Canada Life Assurance Company (Canada Life).

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Mortgage Life Insurance

In the event of death, help protect your family's home with Creditor Life Insurance for CIBC Mortgagesprovided by The Canada Life Assurance Company (Canada Life).

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