About the CIBC T-Bill Rate GIC

With a CIBC T-Bill Rate GIC, you deposit your money with us for 90 to 100 days, and earn interest at a fixed rate which is higher than our regular 90-day GIC rate.


Minimum investment
$25,000 (up to $200,000)

Terms available
90 to 100 days

Access to principal
at maturity only

Simple interest is paid at maturity only

Is it for you?

The CIBC T-Bill Rate GIC could be for you if any of the following apply:

  • You have a large investment to park for a short time, perhaps before making a major purchase or investment decision.
  • You value the stability and security of a fixed-term investment for some or all of your portfolio.

Useful information
This GIC is issued by CIBC and qualifies as collateral for loans.

CIBC Escalating Rate GICs

Earn rates guaranteed to increase each year.

Find out moreabout C I B C Escalating Rate GICs

Interested in an RRSP GIC?

Consider a CIBC Non-Redeemable RRSP GIC

For RRIF/LIF portfolios

We recommend the CIBC RRIF GIC and LIF GIC

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