1 Tim Cash is earned on all CIBC Tim Hortons Double Double Visa Card credit purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Tim Cash redemptions. Double Double Visa Card program may change without notice. Taxes, fees and other charges may apply to redemption of Tim Cash. Tim Cash is awarded to the primary cardholder’s Tim Card Account immediately upon processing of CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase. An amount equal to the Tim Cash earned for credit purchases that are later reversed for returned merchandise, purchase credits or other amounts will be debited from future credit purchases made on your CIBC Tim Hortons Double Double Visa Card. See Program Terms for details.
2 You will receive a welcome bonus of $20 in Tim Cash if you have at least $200 in credit purchases on your CIBC Tim Hortons Double Double Visa Card. Welcome bonus will be awarded to the primary cardholder’s Tim Card® Account, provided your card account is open and in good standing at the time the Tim Cash is awarded. Offer is non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer cannot be combined with any other offer and may be withdrawn or changed without notice at any time.
3 Real time award of Tim Cash at the time of a credit purchase is subject to system availability and may be subject to certain exceptions. Real time award of Tim Cash is not available for credit purchases made at merchants that process credit transactions as security deposits (for example, gas merchants, hotels and & car rental agencies). Tim Cash will be awarded at the time the final amount is charged to your Card. From time-to-time you may also see Reward Adjustments added to your Double Double Tim Card when the final purchase amount is higher than the original amount authorized (such as in restaurants where the tip is captured after the initial charge).
4 The “Double Double Special Offers” are meant for primary cardholders who fulfill the required qualifying behavior to receive the advertised product. A purchase or other qualifying behaviour may be required for these offers. New offers may be introduced at any time. Any offer may be withdrawn or changed without notice at any time. For details on all ongoing offers see www.DoubleDoubleCard.com/offers.
5 Discounts are determined by the participating rental agency and apply to time and kilometer /mileage charges only. Visit www.cibc.com for further details.
6 We may withdraw approval if we become aware of any unfavourable information regarding your financial position or account status, or if you are unable to provide any additional information reasonably requested by CIBC. The application response time may take longer than 60 seconds in the event of technology issues. If you supply your email address, an application status email will be sent as soon as the technology issues are resolved. Otherwise, you will receive a response to your credit card application within 7 to 10 business days.
7 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfer and convenience cheques.
8 Insurance benefits included with your CIBC Tim Hortons Double Double Visa Card are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). For important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-cards/agreements-insurance.html and the insurance certificate(s) in this Welcome Guide.
9 The primary cardholder may assign and change the Authorized User Spending limits on the credit card account for any authorized user(s) by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the credit limit or cash limit of the card. The spending limits for authorized users will be subject to the overall credit limit and cash limit on the credit card account, so the funds available to an authorized user may be less than the spending limit set. For full details visit www.cibc.com/spendinglimits.
10 CIBC Mobile Payment App can be used only for CIBC Tim Hortons Double Double Visa Card credit purchases and cannot be used to redeem Tim Cash at participating Tim Hortons locations. The Authorized User Spending Limit and the CIBC Mobile Payment App features cannot be used on the same credit card account.
11 Subject to merchant transaction limits.