Our premium everyday card

Illustration of couple with coffee

This card is perfect if you:

  • Want the insurance that comes with a premium credit card with no annual fee
  • Enjoy perks such as Avis® and Budget® car rental discounts2
  • Have a minimum household income of $15,000

No annual fee

No annual fee for additional cards (up to 3)

Interest rate - purchases3: RDS%rate[2].VPFLN.rate(null,null,6,null)(#R#)%

Interest rate - cash3: RDS%rate[2].VPFLN.rate(null,null,3,null)(#R#)%

Travel and shop with confidence


  • Auto Rental Collision/Loss Damage Insurance1
  • $500,000 Common Carrier Accident Insurance1
  • Purchase Security & Extended Warranty Insurance1


  • CIBC Payment Protector™ Insurance for credit cards
  • CIBC Emergency Travel Medical Insurance

Even more reasons to choose the CIBC Platinum Visa Card

Authorized User Spending Limits
Assign specific spending limits for purchases and cash to your authorized user(s)4 – at no cost.

CIBC CreditSmart®
As a CIBC Platinum Visa Card cardholder, you can manage, track and organize your credit card activity – and get access to enhanced security features.

CIBC Mobile Banking®
On-the-go banking 24/7 with CIBC Mobile Banking® Apps for iPhone, iPad, Android™ and BlackBerry®.

CIBC Mobile Payment™ App
Make secure credit card purchases of up to $50 at participating vendors using an eligible smartphone6.

CIBC Online Banking®
View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave™
Contactless payments for small purchases: a fast, safe and convenient alternative to paying with cash.7

CIBC online banking

Don’t reach for your wallet. Use your phone to pay

Discover the convenience of Apple Pay and Samsung Pay.

More about Apple Pay

More about Samsung Pay