$20 Tim Cash™ Welcome Bonus2

That’s enough to make you a hero in your study group

Earn 1% Tim Cash™ on all purchases1

Redeem it instantly3 at Tim Hortons for your favourite goodies

Free Tims treats just for being a cardholder

Get free featured products every weekend, early access to new products and exclusive offers4


No annual fee
$0
Each additional card (up to 3): $0

Interest rate
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RDSRDS%rate[2].VPARO.rate(null,null,3,null)(#R#)% for cash5

No minimum income requirement
$0

Calculate how much Tim Cash you could be earning

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Tim Hortons cup and smartphone

Pay how you want

Lighten your wallet with dual card technology — it’s both a CIBC Visa* credit card and a Tim Card®

Coffee and donut

Redeem Tim Cash

No saving up for ages to get rewards — collect and redeem Tim Cash often and instantly3

Valuable insurance included with your card

Purchase Security and Extended Protection Insurance6

Get more out of student life


Student Life Network Full Ride Contest

How to enter:

Step 1

Join Student Life Network

Get a Student Life Network membership
Already a member? You’re ready for step 2.

Student Life Network logo

Step 2

Get a new CIBC student bank account, credit card, or line of credit

You have until December 31, 2018.

Graduation cap, credit card, and debit card

You’ll be automatically entered for a chance to win $35,000. On January 10, 2019, a winner will be picked from active SLN members.

No purchase necessary. Review the full Contest Rules (PDF, 340 KB)