† To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found at SPC and CIBC. Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.
Trade-mark/registered trade-mark of Student Price Card Ltd.
‡CIBC Pace It™ Installment Plans allow primary cardholders to convert posted eligible Card Transaction(s) to monthly installment payments (including interest) over a fixed period of time. When you create an Installment Plan you will have the ability to choose the payment term (in months) with a corresponding annual interest rate. A One Time Installment Fee of 1.50% of the purchase amount applies. Once you accept the Installment Plan Terms and Conditions and create the Installment Plan through CIBC Online or Mobile Banking, you can cancel it at any time but you cannot change it. CIBC Pace It™ Installment Plans are only available: (a) on Accounts in good standing; (b) for certain eligible Card types and eligible Transactions; and (c) to non-Quebec residents.
1 Tim Cash is earned on all CIBC Tim Hortons Double Double Visa Card credit purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Tim Cash redemptions. Double Double Visa Card program may change without notice. Taxes, fees and other charges may apply to redemption of Tim Cash. Tim Cash is awarded to the primary cardholder’s TimCard Account immediately upon processing of CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase. An amount equal to the Tim Cash earned for credit purchases that are later reversed for returned merchandise, purchase credits or other amounts will be debited from future credit purchases made on your CIBC Tim Hortons Double Double Visa Card. See Program Terms for details.
2 Real time award of Tim Cash at the time of a credit purchase is subject to system availability and may be subject to certain exceptions. Real time award of Tim Cash is not available for credit purchases made at merchants that process credit transactions as security deposits (for example, gas merchants, hotels and car rental agencies). Tim Cash will be awarded at the time the final amount is charged to your card. From time-to-time you may also see reward adjustments added to your CIBC Tim Hortons Double Double Visa Card when the final purchase amount is higher than the original amount authorized (such as in restaurants where the tip is captured after the initial charge).
3 The “Double Double Special Offers” are meant for primary cardholders who fulfill the required qualifying behaviour to receive the advertised product. A purchase or other qualifying behaviour may be required for these offers. New offers may be introduced at any time. Any offer may be withdrawn or changed without notice at any time. For details on all ongoing offers, visit the Double Double Visa Card offers pageOpens a new window in your browser.
4 The reward shall consist of one (1) coupon for one (1) Tim Hortons product, while supplies last, valid only at a participating Tim Hortons restaurant in Canada. Coupon is subject to product availability at time of visit and while supplies last. Individual restaurant and kitchen hours may vary by location. Reward will be emailed to clients every week prior to the redemption period and can be redeemed at a participating Tim Hortons restaurant in Canada between 12:00 am ET on Saturday until 11:59 pm ET Sunday. For a list of non-participating restaurants please visit the Double Double Visa Card offers pageOpens a new window in your browser.. Valid on in-store and drive-thru redemptions and cannot be redeemed through mobile ordering or delivery. Refer to products and dates on the Double Double Visa Card Free Weekends pageOpens a new window in your browser. Tim Hortons reserves the right to decide which product to send each time and can substitute it for a different product at any time. Reward coupon cannot be combined with any other offer, discount, coupon or combo promotion. Limit one coupon per Guest per visit and whose name and email account appear on the coupon. No cash value. No substitutions. Void where prohibited by law. Certain restrictions may apply. The ‘Free Weekends’ offer is for a limited time and may be discontinued at any time. This offer is non-transferable and may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Primary cardholder must have at least one (1) Visa credit card purchase on their CIBC Tim Hortons Double Double Visa Card of $1.00 or more in order to qualify for the coupon reward each month. The qualifying purchase must occur in the month prior to receiving the reward. Reward shall be delivered to the email account provided to CIBC on your credit card application. Offer can be terminated at any time without notice.
5 Offer is intended for the primary cardholder of the CIBC Tim Hortons Double Double Visa Card whose name and email account appear on the coupon. To redeem, present the coupon at a participating Tim Hortons restaurant in Canada. For a list of non-participating restaurants please visit the Double Double Visa Card offers pageOpens a new window in your browser. Valid on in-store and drive-thru redemptions and cannot be redeemed through mobile ordering or delivery. Coupon is subject to product availability at time of visit and while supplies last. Individual restaurant and kitchen hours may vary by location. Coupon can be redeemed for one free Small, Medium, Large or X-Large Coffee, Tea or Hot Chocolate and one free box of 10 Timbits. Offer cannot be combined with any other offer, discount, coupon, combo promotion, or bulk beverage orders. Coupon has no cash value and is void where prohibited by law. Offer can be terminated at any time without notice. If a cardholder is believed to be abusing or manipulating this offer, or engaging in any suspicious or fraudulent activity, including without limitation, any posting of the coupon on deal sites, sharing or reproduction will result in the permanent removal of the cardholder from the coupon distribution list. Primary cardholder must have at least one (1) Visa credit card purchase on their CIBC Tim Hortons Double Double Visa Card in order to qualify for the coupon reward. Reward will be delivered to the email account provided to CIBC on your credit card application.
6 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Purchase" means card purchases less returns and does not include: cash advances, interest, fees, balance transfers, payments and CIBC Convenience Cheques. "Cash" means cash advances, balance transfer and CIBC Convenience Cheques.
7 Insurance coverage(s) included with CIBC credit cards is underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about included insurances, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, refer to the insurance certificate(s) in your card package and our Agreements and Insurance page. Some insurance(s) require purchases, common carrier fares and other trip costs to be charged to the card to activate coverage (other conditions may also apply). Certain RSA coverage(s) are “excess insurance” (all other sources of insurance and recovery must be exhausted before benefits are available). For more information, call RSA toll-free at 1-866-363-3338Opens your phone app. in Canada, continental U.S. and Hawaii or collect from elsewhere at 905-403-3338Opens your phone app..
8 CIBC Payment Protector Insurance for Credit Cards is optional creditor’s group insurance underwritten by Canadian Premier Life Insurance Company under a group policy issued to CIBC as group policyholder.