$20 Tim Cash® Welcome Bonus2

That’s enough to make you a hero in your study group

Earn 1% Tim Cash on all purchases1

Redeem it instantly3 at Tim Hortons for your favourite goodies

Free Tims treats just for being a cardholder

Get free4 featured products every weekend11, new product trials and complimentary coffee and Timbits® to celebrate your birthday12


No annual fee
$0
Each additional card (up to 3): $0

Interest rate
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RDSRDS%rate[2].VPARO.rate(null,null,3,null)(#R#)% for cash5

No minimum income requirement
$0

Calculate how much Tim Cash you could be earning

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Tim Hortons cup and smartphone
Pay how you want
Lighten your wallet with dual card technology — it’s both a CIBC Visa* credit card and a TimCard®
Coffee and donut
Redeem Tim Cash
No saving up for ages to get rewards — collect and redeem Tim Cash often and instantly3

Valuable insurance included with your card

Purchase Security and Extended Protection Insurance6

Optional insurance for your card

Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards7

Get more out of student life


Student Life Network Full Ride Contest

How to enter:

Step 1

Get a new CIBC student bank account, credit card, or line of credit

You have until December 31, 2018.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2018 to enter the contest.

Student Life Network logo

You’ll be automatically entered for a chance to win $35,000. On January 10, 2019, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full Contest Rules (PDF, 340 KB)