Help your child save for the future and learn about managing money

This account offers:

  • Unlimited transactions, including free Interac e-Transfer service
  • A competitive interest rate calculated on each day's final balance and paid monthly
  • A CIBC Advantage Debit Card® that, with your consent, allows access to the account through banking centres, bank machines, CIBC Telephone Banking, CIBC Online Banking®, CIBC Mobile Banking® and the Interac* network
  • Free record-keeping options are available including paperless2


Daily Closing $ Balance

Interest Rate

All Balances

RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,3)(#R#)% 

Banking fees

Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit)
  • Debit purchases



Sending money through Interac e-Transfer


Receiving money through Interac e-Transfer


Non-CIBC bank machine withdrawal

$2.00 each plus transaction fee, if applicable

Account inquiries


Paperless record keeping2


Please note: Once the accountholder turns 19, the account is no longer eligible to earn premium interest for youth, and standard fees will automatically apply. Before turning 19, the accountholder should visit a CIBC Banking Centre to discuss the right bank account to meet his or her needs.

Better ways to bank with CIBC


Bank when you like - we're open longer at many of our 1,100+ banking centres


One of the largest bank machine networks in Canada for quick and easy access to your cash


Bank on the go, with award-winning mobile and online access

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