Easily manage your savings online

Free transfers

  • Free transfers to your other CIBC personal accounts through CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs.

Competitive high interest = faster saving

  • Earn our best non-registered savings account rate when your balance is $5,000 or more, paid monthly

Earn competitive interest

When your balance is:  You earn an interest rate² of:
$5,000.00 or more RDS%rate[3].CESA.Published(null,5000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% + %rate[3].CESA.Published(null,0.0_null_0.0_CAD_Bonus,1,1)(#O2#)%*


Monthly Fees


Paperless record-keeping3


Online transfers to other CIBC personal accounts 


Account inquiries 


Receiving money through Interac e-Transfer®


Sending money through Interac e-Transfer

$1.50 each + transaction fee, if applicable4

Non-CIBC bank machine withdrawal

$2.00 each2


  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases 

$5 each for transactions

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch . Our award-winning mobile banking apps  do all this and more.

Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking  has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM  close to you.

Make it personal

Bank evenings and weekends at many of our 1,100 and more banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby.

Get started