Simplify your banking with one full-service account

Special offer

Get $300 with a CIBC Smart™ Plus Account

Learn more about the CIBC Smart Plus Account.



$4.95 monthly fee discount for clients 65 years or older


in eligible Savings and Investments

Pay no service fee and send money quickly, easily and securely

How do I qualify?

Save on fees with all-in-one banking

Use your debit card wherever you go

Receive an annual rebate on a premium CIBC credit card 

Additional banking services at no added cost

Pay no monthly fee

Bank your way

Get an alert before you’re overdrawn

CIBC Smart Balance Alert™, 9 gives you a heads-up when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment. 


Plan for retirement

How to

Get expert advice

How to

Send money with Interac e-Transfer