Simplify your banking with one full-service account

Special offer

Get $300 with a CIBC Smart™ Plus Account

Learn more about the CIBC Smart Plus Account.



$4.95 monthly fee discount for clients 65 years or older


in eligible Savings and Investments

Pay no service fee and send money quickly, easily and securely

How do I qualify?

Save on fees with all-in-one banking

Use your debit card wherever you go

Receive an annual rebate on a premium CIBC credit card 

Additional banking services at no added cost

Pay no monthly fee

Save while you spend

Bank your way

Get an alert before you’re overdrawn

CIBC Smart Balance Alert™, 9 gives you a heads-up when your account is short on funds. That gives you time to make a transfer and avoid a non-sufficient funds (NSF) fee and a declined payment. 


Plan for retirement

How to

Get expert advice

How to

Send money with Interac e-Transfer