All-in-one banking that saves you money

Smartphone and desktop computer accessing CIBC Online and Mobile Banking

  • Unlimited transactions1, including debit purchases, cash withdrawals, payments, transfers, cheques and online cheque viewing — so you can bank and shop as often as you want
  • Unlimited non-CIBC Interac bank machine withdrawals
  • Unlimited Interac e-Transfer service

Save on the $120 annual fee for your primary credit card and on the $50 annual fee for one additional card.

Choose from the following premium cards:

CIBC Aventura Visa Infinite Card and CIBC Aventura Gold Visa Card

Save money on your investments

  • Pay no annual administration fee on your CIBC Mutual Fund RRSP4 investments


You’ll also get

  • Free bank drafts, personalized cheques, money orders and stop payments2
  • Free CIBC Overdraft Protection Service3 – Stay protected – If your account is ever overdrawn, you’ll be covered up to your approved credit limit
  • Earn chequing account interest on your balance, calculated daily and paid monthly4
  • Unlimited Interac e-Transfer service
  • CIBC Advantage Debit Card® which lets you shop at home, around the world and online

Earn interest

When your balance is:

You earn an interest rate of:

Up to $59,999.99


$60,000 or more

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Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases


Sending money through Interac e-Transfer


Receiving money through Interac e-Transfer


Non-CIBC bank machine withdrawals


Bank anywhere, anytime, on any device

  More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

  Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking® has it all. And we’ve got the awards to prove it.

  ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATMOpens a new window in your browser close to you.

  Make it personal

Bank evenings and weekends at many of our 1,100+ banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby.Opens a new window in your browser

Get started