CIBC Large Commercial Mortgages

CIBC offers commercial mortgage financing between $2 million and $40 million at competitive interest rates. Our dedicated Business Development Managers (BDMs) have extensive industry experience, and are located in major urban centres throughout Canada to ensure that they have first-hand knowledge of local market conditions.

Key benefits


  • Our staff has the knowledge and experience to help you make informed decisions about your commercial mortgage.


  • Choices include, but are not limited to, a 3-, 5-, 7-, or 10 year term on a fixed-rate closed mortgage.
  • Variable rate mortgages have the option of a 3-, 5-, 7-, or 10-year term.

Competitive rates

  • CIBC Commercial Mortgages offers competitive interest rates on fixed and variable-rate mortgages.

Information you need to know

This mortgage is available for:

  • Multi-unit residential (5 or more rental units)
  • Retail plazas, strip malls and shopping centres
  • Office buildings and medical centres
  • Industrial buildings

CIBC Commercial Mortgages does not provide financing for highly specialized real estate including:

  • Hotels and motels
  • Social clubs and banquet halls
  • Schools and places of worship
  • Recreational real estate
  • Car washes and restaurants
  • Properties that require stabilization (currently vacant or being retrofitted)

This mortgage is only available as a first mortgage.

The amount of financing available is based on the property's Lending Value and the Net Income available to service the debt.

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Interested in a Commercial Mortgage Over $2 Million Dollars?

Talk to a Business Development Manager at 1-800-216-4762; if you are in Quebec, call 1-866-680-0548.