Cash flow planning during COVID-19 (PDF, 125 KB) Opens a new window in your browser.

It’s very important to review your cash inflow and outflow, so you may potentially reduce or eliminate shortfalls, and consider whether excess amounts are being effectively used.

Tax and estate planning in uncertain times (PDF, 155 KB) Opens a new window in your browser.

This report reviews some of the tax and estate planning opportunities in uncertain times, such as when stock markets or business revenues have declined.

Video. Support and advice for business owners during COVID-19. 12:12. Opens in a popup.

Video: Support and advice for business owners during COVID-19 (12:02)

Andrew Turnbull, Senior Vice President, Business Banking and Jamie Golombek, Managing Director, Tax and Estate Planning provide small business owners with practical support and advice during COVID-19.

Transcriptfor the video support and advice for business owners during COVID-19. Opens a new window in your browser.

Wage subsidy for employers: Canada’s COVID-19 response plan (PDF, 205 KB) Opens a new window in your browser.

This report discusses the temporary wage subsidy program for businesses, which is part of Canada’s COVID-19 response plan.

Video: Individuals: Overview of COVID-19 financial relief measures (2:42)

Jamie Golombek discusses the major tax changes affecting individuals, including the Canada Emergency Response Benefit and a reduction of 25% in the minimum RRIF amount for 2020.

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Personal tax measures: Canada’s COVID-19 response plan (PDF, 140 KB) Opens a new window in your browser.

The Government of Canada announced a variety of tax measures to help Canadians facing hardship as a result of the COVID-19 outbreak. This is a quick summary of the major tax changes affecting individuals.

Lower RRIF minimum withdrawals for 2020: Canada’s COVID-19 response plan (PDF, 60 KB) Opens a new window in your browser.

This report discusses a reduction of 25% in the minimum amount that must be withdrawn from a Registered Retirement Income Fund (RRIF) for 2020.

Prescribed rate loans: The 1% solution (PDF, 100 KB) Opens a new window in your browser.

Here's how to use prescribed rate loans to split income with family members.

Video: Tax changes for 2020 (2:11)

Jamie Golombek discusses some important tax changes for 2020.

Transcriptfor the video tax changes for 2020. Opens a new window in your browser.

Inside out: Fees for registered plans (PDF, 225 KB) Opens a new window in your browser.

This report reviews the tax rules surrounding the payment of fees for registered plans. It also tackles the question of the best place to pay fees based on a variety of factors, such as time horizon, rate of return and tax rates.

Video: Fees for registered plans – RRSP advantages (2:38)

Jamie Golombek discusses some of the tax rules regarding the payment of fees for registered plans, as well as where to pay the fees from.

Transcriptfor the video fees for registered plans: RRSP advantages. Opens a new window in your browser.

A portfolio less taxing: Understanding the taxation of investment income (PDF, 80 KB) Opens a new window in your browser.

This report reviews the tax treatment of the most common forms of investment income and deductible investment expenses.

Video: How is investment income taxed. 3:45.

Video: How is investment income taxed? (3:45)

Debbie Pearl-Weinberg describes how different types of investment income can impact the after-tax amount you get to keep.

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Hold the Holdco! Is a holding company right for you? (PDF, 80 KB) Opens a new window in your browser.

This report provides an overview of the tax consequences for use of a holding company.