What counts as a transaction?

Here are some examples of transactions:

  • Debit purchases
  • Withdrawals (including CIBC ATMs)
  • Interac e-Transfer® transactions
  • Transfers
  • Cheques
  • Pre-authorized payments
  • Bill payments

For a complete list of what's considered a transaction, review the Personal Account Service Fees (PDF, 425 KB) Opens a new window..