™ “CIBC SmartBanking” is a trademark of CIBC.
® “Ceridian” is a registered trademark of Ceridian Corporation.
† Offer is available to CIBC SmartBankingTM for Business (SmartBanking) clients who sign up for new service integration with Xero, QuickBooks® Online or Ceridian Powerpay Plus for the first time between October 1st and October 31st, 2019. The integration fee for each service will be charged and then credited to your SmartBanking account for six months from October 2019 until March 2020 or for each month the service integration is maintained. After April 2020, the integration fee(s) for each integration service will be charged without further notice.
Terms, conditions and features are subject to change at any time. Product availability is subject to client eligibility.
1 No monthly channel fee applies for access to account information and some basic Cash Management Services. Additional fees apply for transactions performed, integration with 3rd party services, as well as access to additional Cash Management Services. Refer to the CIBC SmartBanking for Business Price List for details.
2 CIBC foreign exchange rates apply. A Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. Must have a CIBC chequing, savings or personal line of credit account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day. However, there are times when a transfer requires 2 to 3 business days to be completed. Review the CIBC Global Money Transfer Agreement (PDF, 200 KB) Opens a new window in your browser..
3 CIBC may receive a commission for customers referred to Global Payments.
4 The day of deposit will be considered to be the day we receive the Image in the province where your Account is located. Funds will be credited to your Account immediately upon receipt of the Image but availability and access to the funds will be subject to CIBC’s Hold Policy and your access to funds limit.
5 Same-day credit is provided only for CAD bills deposited through the automated bill counters. Credit is not provided for bills and coins held in the optional cash/coin dispenser. Coins, cheques and envelope deposits can also be dropped into the CompuSafe however the value is not included in the same-day electronic deposit.