Find out the status of your application in as little as 60 seconds

Apply and you’ll get a response in as little as 60 seconds!

Help grow your small business with affordable credit

CIBC bizline® Visa* Card for Small Business

  • The convenience of a business credit card with no annual fee
  • Interest rates start as low as % above CIBC prime1
  • Get easy access to a high credit limit – up to $50,0001
  • Find out the status of your application in as little as 60 seconds5


The ideal small business credit card

This card is perfect if you:

  • Need easy and convenient access to cash and credit for your small business2
  • Want the high credit limit of a line of credit with the minimum 21-day grace period on card purchases of a credit card
  • Want additional credit cards for your employees
  • Have annual business revenues between $35,000 and $5 million3

No Annual Fee No annual fee for additional cards (up to 9)

Interest Rate - Purchases1: as low as CIBC Prime + % Interest Rate - Cash1: as low as CIBC Prime + %

Insurance Coverage

Travel confidently with CIBC insurance.


  • $100,000 Common Carrier Accident Insurance4

Agreements & Insurance

Cardholder Agreement and Insurance Certificates


  • CIBC Emergency Travel Medical Insurance
  • CIBC Trip Cancellation/Trip Interruption Insurance


Even more reasons to choose the
CIBC bizline Visa Card for Small Business.

Authorized User Spending Limits

Assign specific spending limits for purchases and cash to your authorized user(s)6 – at no cost.

CIBC CreditSmart®

As a CIBC bizline Visa Card for Small Businesses cardholder, you can manage, track and organize your credit card activity – and get access to enhanced security features.

CIBC Mobile Banking®

On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android™ and BlackBerry®.

CIBC Online Banking®

View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave

Contactless payments for small purchases: a fast, safe and convenient alternative to paying with cash7.

Don’t reach for your wallet.
Use your phone to pay

Discover the convenience of Apple Pay and Samsung Pay.

More about Apple PayMore about Apple Pay More about Samsung PayMore about Samsung Pay

Terms and Conditions

1 Annual interest rate and credit limit is based on your personal credit bureau and other information at the time your application is processed. The minimum credit limit is $5,000 and the maximum credit limit is $50,000. Annual interest rate will range between CIBC Prime Rate + % and CIBC Prime Rate + %. The card’s annual interest rate is variable, meaning that it may change when CIBC’s Prime Rate changes. You can find out what CIBC Prime Rate is by calling CIBC toll-free at 1-866-525-8622.

2 bizline Cheques bear interest from the date they are posted to your Visa account. Cash advances are charged to your CIBC bizline Visa card and bear interest from the date they are taken from your account.

3 Your annual income may include business and personal sources (e.g. share of profits, drawings, dividends & management salaries from the business, income from personal investments and part-time employment income). This income may be verified using your personal Notice of Assessment.

4 Insurance Features/Options: Common carrier fares must be charged to the card prior to your departure to activate coverage. $100,000 Common Carrier Accident Insurance is available only to the Primary Cardholder and his/her spouse and dependent children; coverage is up to $100,000. All Insurances are underwritten by Royal & Sun Alliance Insurance Company of Canada and are subject to limitations and exclusions outlined in the insurance certificates distributed with the Card Package.

5 We may withdraw approval if we become aware of any unfavourable information regarding your financial position or account status, or if you are unable to provide any additional information reasonably requested by CIBC. The application response time may take longer than 60 seconds in the event of technology issues. If you supply your email address, an application status email will be sent as soon as the technology issues are resolved. Otherwise, you will receive a response to your credit card application within 7 to 10 business days.

6 The Primary Cardholder may assign and change the Authorized User Spending Limits on your credit card account for any authorized users by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the Credit Limit or Cash Limit of the Card. "Cash" refers to Cash Advances, Convenience Cheques and Balance Transfers. For full details visit

7 Subject to merchant transaction limits.

All information is valid at the time of publication and is subject to change without notice.

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