GICs | RRSP Choices

CIBC RRSP Guaranteed Investment Certificates (GICs) provide you with safe and flexible RRSP options. If you have a CIBC bank account, you can open a new CIBC RRSP GIC account or contribute to your existing RRSP account anytime.

Guaranteed principal and guaranteed growth
Range of products, terms and time horizons
Safe and flexible

Cashable RRSP GICs

Cashable RRSP GICs guarantee your principal and allow you the flexibility to redeem early.¹

Non-redeemable RRSP GICs

Non-redeemable GICs usually offer a higher rate of return compared with Cashable RRSP GICs. They are ideal if you don’t need to access your funds before maturity.

Market Linked RRSP GICs

Allows you to take advantage of the growth potential of investing in the markets, but with full protection of your principal.³

Cashable RRSP GICs

Need help choosing the right RRSP GIC?

CIBC Flexible RRSP GIC™

A 1 year GIC with the ultimate flexibility. Enjoy guaranteed returns with the freedom to access your money when you need it.

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Non-redeemable RRSP GICs

Need help choosing the right RRSP GIC?

CIBC Bonus Rate RRSP GIC

Earn guaranteed interest at a great rate that won't change over your term.

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Market Linked RRSP GICs

Need help choosing the right RRSP GIC?

CIBC Market Linked GICs

A GIC for investors that want the growth potential of a market-linked return, but also want full protection of their principal. 2 – 5 year investment terms are available.

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GIC Calculator

Our GIC Calculator helps you choose the right GIC based on your investment objectives and calculates how much interest you can earn.

CIBC RRSP GICs

Cashable RRSP GICs

Non-redeemable RRSP GICs

Market Linked RRSP GICs

GIC Calculator