RRIF and LIF GIC Rates

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CIBC Bonus Rate RRIF GIC

Earn interest at a premium rate to maximize growth within your RRIF.

Learn more RIFF and LIF GIC Rates

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CIBC Current prime rate % as of

The rates shown are for at-maturity interest payment options and may change without prior notice.

Rates as of

Term Rate Special Offers
6 - 10 months %
11 - 13 months %
14 - 17 months %
18 - 22 months %
23 - 29 months %
30 - 34 months %
35 - 46 months %
47 - 58 months %
59 - 60 months %
Term Rate Special Offers
6 - 10 months %
11 - 13 months %
14 - 17 months %
18 - 22 months %
23 - 29 months %
30 - 34 months %
35 - 46 months %
47 - 58 months %
59 - 60 months %
Term Rate Special Offers
1 year %
2 year %
5 year %
Term Rate Special Offers
1 year %
2 year %
5 year %
Investment Amount Year 1 Year 2 Year 3 Effective Yield Special Offers
$500 - $999,999 % % % %
Investment Amount Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield Special Offers
$500 - $999,999 % % % % % %
Investment Amount Year 1 Year 2 Year 3 Effective Yield Special Offers
$500 - $999,999 % % % %
Investment Amount Year 1 Year 2 Year 3 Year 4 Year 5 Effective Yield Special Offers
$500 - $999,999 % % % % % %

See also: RRSP Rates, GIC Rates, TFSA Rates, Mutual Fund Rates

Terms and Conditions

1 The rates shown are for at-maturity interest payment option and may change without prior notice.

  • Interest rates quoted are annual rates. Rates are fixed for each GICís term. Rates are subject to change without prior notice.
  • Interest calculation: For terms of 1 year or less, simple interest is paid at maturity. For terms over 1 year, compound interest is calculated annually and paid at maturity.
  • Minimum deposit: $500 per GIC. (Minimum balance of $5,000 is required to open a CIBC RRIF/LIF account.)
  • If a GIC is redeemed before maturity to transfer funds to a RRIF/LIF at another financial institution, no interest will be paid and a transfer fee will apply.

2 The rates shown are for at-maturity interest payment option and may change without prior notice.

  • Interest rates quoted are annual rates. Rates are fixed for each GICís term. Rates are subject to change without prior notice.
  • Interest calculation: Interest is compounded annually and paid at maturity.
  • Minimum deposit: $500 per GIC. (Minimum balance of $5,000 is required to open a CIBC RRIF/LIF account.)
  • If a GIC is redeemed before maturity to transfer funds to a RRIF/LIF at another financial institution, no interest will be paid and a transfer fee will apply.