Interest Rates on Personal Bank Accounts1

Easily manage your savings

CIBC eAdvantage® Savings Account
Enjoy free online transfers and a competitive interest rate.

Apply Nowfor a C I B C, E advantage savings account

Learn more about the C I B C, E advantage savings account

Want to open a new account?

Apply Now


Need to meet?

CIBC Current prime rate % as of

Service Fees for Personal Bank Accounts

The interest that you earn on your money depends on the type of bank account and balance you have.

Rates as of

Personal Bank Accounts Daily Closing Balance Rate Bonus Rate
CIBC eAdvantage® Savings Account2

Earn %* interest on new deposits for a limited time when your balance is $5,000 or more.

Balance $5,000 or more % %2
Bonus Interest on new balances2 % on New Balances (limited time offer expires March 31, 2014)
CIBC Bonus Savings Account3

Build your savings with competitive interest when your balance is $3,000 or more.

Balance up to $2,999.99 %
Balance $3,000 or more %
CIBC Premium Growth Account™4

Start your savings by earning interest on every dollar you save.

All Balances %
CIBC Advantage® for Youth

A CIBC Premium Growth Account that offers premium interest for anyone 18 years of age or younger.

All Balances %
CIBC PremierService® Account5

Cover all of your banking needs in one comprehensive package.

Portion up to $999.99 %
Portion $1,000 to $4,999.99 %
Portion $5,000 to $24,999.99 %
Portion $25,000 to $59,999.99 %
Portion $60,000 and over %
CIBC US$ Personal Account6

A convenient way to manage your U.S. dollars.

Balance up to $2,999.99 %
Balance $3,000 to $9,999.99 %
Balance $10,000 to $24,999.99 %
Balance $25,000 to $59,999.99 %
Portion $60,000 and over %

See also: TFSA Rates, Mortgage Rates, RRSP Rates, Business Account Rates

Terms and Conditions

* This is a combined bonus and regular annual interest rate paid on new deposits made to a CIBC eAdvantage Savings Account (“eSA”) when the account balance is $5,000 or more. The bonus and/or regular rates may change at any time without prior notice. The regular interest rate is paid on the full daily closing balance when the balance is $5,000 or more. The bonus rate is earned only on new deposits and only on days when the new deposits result in a full daily closing balance that exceeds the closing balance on October 16, 2017. Bonus interest rate offer expires March 31, 2018. Interest is calculated daily on each day’s final balance and paid monthly. Other conditions apply. For more information, review the Terms and conditions (76.1 KB).

® Registered trademark of CIBC. CIBC Cube Design & “Banking that fits your life.” are trademarks of CIBC.

2 Occasionally, CIBC has a bonus interest offer for the CIBC eAdvantage Savings Account.