Finalizing Your Mortgage

Your offer has been accepted. You've reviewed your mortgage options and now need to finalize your mortgage agreement. Here is a list of the paperwork you'll need to bring with you to complete your CIBC Mortgage.

About your employment

  • Confirmation of your current employment and income
  • Confirmation of previous employment (if required)
  • Confirmation of any additional income

About your finances

  • Your CIBC Pre-Approved Mortgage Certificate, if applicable
  • Confirmation of your down payment (if the down payment is a gift, a gift letter from the donor is required specifying that the funds do not need to be repaid)
  • List of assets and liabilities
  • Bank account number and transit number for payments

About your new home

  • A copy of the accepted Purchase and Sale Agreement
  • A copy of the real estate listing
  • Full address of property, including legal description and postal code
  • Lawyer's name, address, postal code, telephone and fax number
  • Heating costs, property tax estimates and condo fees (usually available on the real estate listing)
  • Well and septic certificates (for rural properties)


Call 1-866-525-8622 for more information