Lines of Credit

Lines of Credit

Preferred lending rates and higher borrowing power

CIBC Home Power® Line of Credit

Learn more : about the CIBC Home Power® Line of Credit

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Summary Personal reserve of funds Equity secured credit
Product CIBC Personal Line of Credit CIBC Home Power® Line of Credit
 

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Apply Now : for a CIBC Home Power Line of Credit

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Rate ? : on how rates for lines of credit are calculatedVariable rate based on CIBC Prime*
? : on how secured line of credit rates are calculatedVariable rate based on CIBC Prime*
Term Open-ended Open-ended
Lending $ range $5,000 and up $10,000 and up
Security required Optional Yes
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Trademarks and Disclaimers

*CIBC Prime is the variable rate of interest per year declared from time to time to be the prime rate for Canadian dollar loans made by CIBC in Canada. The interest rate on your line of credit will change whenever CIBC Prime varies.

Applicants must meet all CIBC lending criteria. Certain conditions and restrictions apply. Credit limit determined by CIBC, in its sole discretion. Products, their features and advertised interest rates may change at any time. This is a general description only; for more information and product terms and conditions, consult product brochures or call CIBC at 1-866-525-8622.

TM/® Trademarks of CIBC.

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CIBC Personal Line of Credit rates are determined by a number of factors, including the Bank of Canada prime lending rate, the amount credit available, whether or not the loan is secured, and by the borrower's credit rating.

More details : on CIBC’s lending rates

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The CIBC Home Power® Line of Credit interest rate is based on CIBC Prime*. Additional factors affecting the rate include the amount credit granted, the value of the security, and the borrower's credit rating.

* CIBC Prime is the variable rate of interest per year declared from time to time to be the prime rate for Canadian dollar loans made by CIBC in Canada. The interest rate on your line of credit will change whenever CIBC Prime varies.

More details : on CIBC’s lending rates