CIBC Unlimited Business Operating Account

As a business owner you need a bank account that lets you spend more time on your business and less time on your banking™. That's why we offer the CIBC Unlimited Business Operating Account.

  • Unlimited transactions include withdrawal and deposit transactions, bill payments, account transfers and more1
  • Unlimited access to your account 24 hours a day, 7 days a week through CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking, CIBC Instant Teller® locations or Interac®1 Direct Payment
  • A cash, coin and cheque deposit package2
  • One low monthly fee
  • Interac Direct Payment at no additional cost
  • The ability to assign routine financial transactions and tasks to employees with your CIBC Small Business Convenience Card

Learn more

Get Started

Call us at 1-800-465-2422

Download an application form (660 KB)

For More Information

Contact your CIBC business advisor

Account Open Checklist

How to Bank with CIBC

*Conditions apply. Ask for details.

1 Transactions include deposits, cheques, withdrawals and all other debits and credits to your account that were initiated by you including, without limitation, pre-authorized payments, bill payments, Interac Direct Payments, direct deposits and transfers between accounts where applicable. Access at CIBC branches is during each branch's regular banking business hours only. Additional fee(s) apply to withdrawals at non-CIBC ABMs.

2 Cheque deposits include cheques, money orders, drafts and all other clearing items. Items Deposited charges apply to deposits in excess of 100 cheques or $15,000 cash or $1,000 in coins per month.

™ Trademark of CIBC

® Registered trademark of CIBC

®1 Interac is a trademark of Interac Inc., CIBC is an authorized user of this trademark.