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* This is a combined bonus and regular annual interest rate paid on new deposits made to a CIBC TFSA Tax Advantage Savings Account, a CIBC RRSP Daily Interest Savings Account and/or a CIBC eAdvantage Savings Account (”eSA”). The bonus and/or regular rates may change at any time without prior notice. Ask a CIBC advisor for current rates. The regular interest rate for each savings account is paid on the full daily closing balance; for the eSA, regular interest is only paid when the balance is $5,000 or more. The bonus rate is earned only on new deposits and only on days when the new deposits result in a full daily closing balance that exceeds the closing balance on October 31, 2013 (the New Balance). Bonus interest rate offer expires March 31, 2014. Interest is calculated daily on each day’s final balance and paid monthly. Interest rates are subject to change. Other conditions apply.