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Understanding how to borrow smartly and manage credit wisely can help you achieve what’s important to you.
A bad credit rating can hang over your head for up to 10 years.
Learn more: Know the score
If you have ever been approved for a loan, a line of credit, or a credit card, you will have a credit report on file with a credit bureau.
Learn more: How to check your credit report
A credit rating is a measure of how dependable you are when it comes to repaying your debts.
Learn more: Check your credit history
If you have a credit card or a student loan, you have started to build a credit rating.
Learn more: Scoring high with credit
5 ways to keep your credit score high—and your loan costs low
Learn more: How to Boost Your Credit Rating
With tuitions on the rise, financial help is a reality for most students.
Learn more: A guide to student loans
Renovations not only breathe new life into your home, they may also increase the resale value of the home.
Learn more: Improve your home with a renovation loan
If you’re preparing for a child’s post-secondary education, you’ve probably realized that you may need a loan to cover the associated costs.
Learn more: Advantages of a student line of credit
Following graduation from college or university, you may be one of the thousands of students facing loan repayment.
Learn more: Understanding student loan consolidation
Certain home renovations may increase the value of your home more than others.
Learn more: How to get the best return on your home renovations
Understand the options available for financial help with post-secondary education expenses.
Learn more: The basics of student loans
While your child is eligible to apply for student loans, grants, scholarships and more, he or she may still need your help with rising tuition costs.
Learn more: An overview of the student loan process for parents
A student line of credit can help you build your credit rating.
Learn more: Benefits of a student line of credit
Credit is a deferred payment arrangement between a borrower and a lender that allows access to funds for repayment at a later date.
Learn more: What is credit?
A loan lessens the burden of paying cash outright for major purchases, and allows you to spread the cost out over time.
Learn more: The basics of loans
There are a number of reasons why you may need to borrow money, and it’s important to find the right borrowing option for your situation.
Learn more: Comparing personal loans and lines of credit
There are a multitude of reasons you may want or need to take out a short-term loan.
Learn more: Common reasons to take out a loan
There are several options to consider depending on your borrowing needs.
Learn more: Understanding fundamental loan differences
Understand the difference between secured and unsecured loans and lines of credit.
Learn more: Secured vs. unsecured loans
As you pay off your home, your equity grows, providing you with increased borrowing opportunities.
Learn more: Home equity line of credit explained
When you co-sign a loan, you promise to pay off the loan in the event the primary borrower is unable to pay off the loan.
Learn more: What does it mean to co-sign a loan?
You can lower your borrowing costs by anticipating large expenditures
Learn more: Planning Ahead
Choose the right credit card to help maintain positive cash flow.
Learn more: Give yourself some credit
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