Articles All Articles on Borrowing Money All Articles on Types of Credit All Articles on Credit Ratings All Articles on Lending for Specific Needs
A bad credit rating can hang over your head for up to 10 years.
If you have ever been approved for a loan, a line of credit, or a credit card, you will have a credit report on file with a credit bureau.
A credit rating is a measure of how dependable you are when it comes to repaying your debts.
If you have a credit card or a student loan, you have started to build a credit rating.
5 ways to keep your credit score highand your loan costs low
With tuitions on the rise, financial help is a reality for most students.
Renovations not only breathe new life into your home, they may also increase the resale value of the home.
If youre preparing for a childs post-secondary education, youve probably realized that you may need a loan to cover the associated costs.
Following graduation from college or university, you may be one of the thousands of students facing loan repayment.
Certain home renovations may increase the value of your home more than others.
Understand the options available for financial help with post-secondary education expenses.
While your child is eligible to apply for student loans, grants, scholarships and more, he or she may still need your help with rising tuition costs.
A student line of credit can help you build your credit rating.
Credit is a deferred payment arrangement between a borrower and a lender that allows access to funds for repayment at a later date.
A loan lessens the burden of paying cash outright for major purchases, and allows you to spread the cost out over time.
There are a number of reasons why you may need to borrow money, and its important to find the right borrowing option for your situation.
There are a multitude of reasons you may want or need to take out a short-term loan.
There are several options to consider depending on your borrowing needs.
Understand the difference between secured and unsecured loans and lines of credit.
As you pay off your home, your equity grows, providing you with increased borrowing opportunities.
When you co-sign a loan, you promise to pay off the loan in the event the primary borrower is unable to pay off the loan.
You can lower your borrowing costs by anticipating large expenditures