Optional Services

Want to make the most of your CIBC VISA card? Now you can access your CIBC VISA account information anywhere you have Internet access, whenever it's convenient for you-even if you don't hold a CIBC bank account.

With CIBC Online Banking you can:

• Access your CIBC credit card account information 24/7
• Check your account balance, available credit, transaction details, minimum payment amount and payment due date
• Download your CIBC VISA Card account transactions into personal financial management software programs
• Pay your VISA bill online if you have a CIBC bank account for day-to-day banking

Plus, when you register for CIBC Online Banking, you'll get complete access to our suite of online CIBC CreditSmart™ features - Credit management tools and services exclusive to CIBC VISA cardholders. You can even customize these features to help you get the very most out of your credit card.

Enjoy these new benefits of Online Banking:

• Easy Organization - get a more detailed view of your credit card spending and create customized monthly budgets with a spend report
• Smart Management - choose to be notified with spend alerts when you're close to your credit limit or when you've exceeded your personal budget and, with personal spend manager, create your own personal spend categories to track and manage what's important to you
• Increased Security - stay aware of any unusual activity on your credit report with credit report alerts and, with fraud alerts, you can be notified as soon as possible about potential unauthorized use of your credit card

How you use all your new CIBC CreditSmart features is totally up to you. Find out more

And you can do it all with the protection of 128 bit encryption, one of the highest security technologies generally used by businesses today. Better still, there's no additional charge. Save yourself some time and enjoy banking online today.

Registering is free and easy.

All you need to register for VISA Online is your CIBC VISA card and your most recent VISA statement.

Verified by Visa is a free password protection service for your CIBC VISA credit card. Verified by Visa works to ensure that you alone can use your credit card when shopping online at participating merchant sites. You'll select your own password, which you'll be prompted to enter every time you shop at one of your favourite Verified by Visa online retailers.