Earn cash dividends every time you use your card. Plus, enjoy exclusive features even some gold cards don't offer. Apply online now and start earning cash dividends!

You can earn up to 2% in cash dividends, up to $735 annually! And the money you save will be accumulated and credited to your account, when your December statement is issued.

Introducing CIBC CreditSmart™, a revolutionary array of new credit management features - all at no additional cost to you. As a cardholder, you'll enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending. There's even a suite of security and protection features that is simply unparalleled in Canada.
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Gain peace of mind with Purchase Security and Extended Protection* Insurance. Get automatic coverage for replacement, repairs or reimbursement on most purchases charged to the card.

Receive the best in travel benefits. Guaranteed hotel reservations, up to 15 days automatic Out-of-Province Travel Medical Insurance for cardholders age 64 or under, and commission-free American Express Travellers Cheques+.

More money saving features! Receive Common Carrier Accident Insurance worth $1,000,000, and up to a 20% discount at participating AVIS locations.

CIBC Online Banking

CIBC Online Banking makes it easy to get instant access to information on your card – any time day or night. You can view your available credit, last payment, balance owing, payment due date, minimum payment amount, transaction details, and more. Plus, you will have complete access to CIBC CreditSmart online features, which give you amazing new ways to organize and manage your monthly spending. You can even activate no-fee security features that will help protect you against fraudulent card use. Learn more or register now.

Lost your card? Call 1-800-663-4575
Customer Service: Call 1-800-465-4653