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Easy Organization

CIBC CreditSmart. Easy Organization

Understanding where you're spending your money has never been easier. Now you can track your monthly and year-to-date spending in categories and access a more detailed view of your credit card activity.

Create customized monthly budgets so you can easily plan and manage your credit card spending. It's organized information at your fingertips.


 

Enhanced Monthly Statement

Understanding exactly where you spend your money is easy.
In addition to all of the information that you expect on your credit card statement, you now have access to the CIBC CreditSmart Spend Report. You'll be able to see, at a glance, where you're spending your money - both on a monthly and year-to-date basis - by automatically tracking your spending in 10 common spend categories such as "Retail and Grocery," "Transportation," and "Restaurants".

Spend Report

Organized information at your fingertips.
The CIBC CreditSmart Spend Report, summarized on your monthly statement, is also available through CIBC Online Banking to provide you with a more detailed picture of your spending. With the online spend report, you can access your daily transaction information, see more details behind the 10 spend categories, and compare your spending from month-to-month. Best of all, you can set budgets for each of the 10 spend categories or for the total amount you want to spend each month. The online spend report will provide you with all of the information you need to track and manage your spending in the ways that are right for you.