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Apply today and receive 15,000 Bonus Aventura Points when you use your card for the first time1.

The CIBC Aventura VISA INFINITE Card is a perfect fit for you if:

• You want a card that reflects the expectations of discerning travellers like yourself
• You want to choose from over 100 airlines for flight rewards
• You would like to redeem your points for distinctive one-of-a-kind travel rewards
• You want a card that offers exclusive lifestyle experiences and premium benefits
• You have an annual personal income of $60,000 or household income of $100,000 or more

Receive 50% more Aventura Points on your everyday spending.
The new Points Multiplier™ feature of the CIBC Aventura VISA INFINITE Card applies to every card purchase you make at gas stations, grocery and drug stores9. For example, whether it’s milk or a lawn chair, if you can buy it at a grocery store, you will earn 1.5 Aventura Points – a 50% increase – for every dollar you spend (up to $80,000 in net card purchases a year). Plus, you will still receive 1 Aventura Point for every dollar charged to the card at all other locations2.

Choose from over 100 airlines for maximum flexibility when you redeem Aventura Points for air travel. You can also convert your Aventura Points to Aeroplan Miles for flights and other travel rewards on Air Canada and its Star Alliance®2 partners10.

Access premium benefits and rewards with the CIBC Aventura VISA INFINITE Card:

• Enjoy the flexibility to spend over your credit limit4 without having to pay an overlimit fee
• Out-of-Province Travel Medical Insurance8 for the first 15 days of a trip for primary cardholders age 64 and under
• Trip Interruption Insurance8 to protect you from the costs that arise when sickness, injury or another unexpected event disrupts your travel plans
• Enjoy the CIBC VISA INFINITE Travel Concierge Service5, a full-service travel planning and booking agency – whatever your travel needs are, simply call 1-866-748-5204 or visit the CIBC VISA INFINITE website and they’ll take care of everything!
• Choose from over 100 airlines with Aventura Airline Travel Rewards with no blackout periods, fees or restrictions12
• Redeem your Aventura Points for various travel options (choose from thousands of hotels, major car rental agencies, cruise lines and tour packages)
• Exceptional service – from redemption to customer care
• Use your Aventura Points for 100% of travel services booked with the CIBC Aventura Rewards Centre; if you are redeeming for an Airline Travel Reward, our Top Up feature allows you to use your Card to purchase up to 20% of the Points required for the flight13

Earn Aventura Points faster with your CIBC Aventura VISA INFINITE Card:

• Earn 1.5 Aventura Points for every dollar you spend at gas stations, grocery and drug stores
• Earn 1 Aventura Point for every dollar charged to the card and redeem from a wide variety or exclusive rewards
• Earn Bonus Aventura Points at participating Advantex®7 Benefit restaurants, resorts and golf courses7
• View and redeem your Aventura Points for rewards on the Aventura Rewards website or by calling the CIBC Aventura Rewards Centre at 1-888-232-5656
• Book travel services with the CIBC Aventura Rewards Centre and earn double Aventura Points14

With CIBC CreditSmart®1, you can manage, track and organize your credit card activity - plus protect yourself from fraud.

• Online Spend Report – get a more detailed view of your credit card spending and create customized monthly budgets
• Personal Spend Manager – create your own personal spend categories to track and manage what’s important to you
• Enhanced Monthly Statement – track and manage your monthly and year-to-date spending, organized in 10 common spend categories on your printed statement
• Spend Alerts – set up alerts through CIBC Online Banking and choose to be notified by phone, e-mail or online message when you’ve exceeded your customized budget or are nearing your credit limit15
• Credit Report Alerts – sign up online to stay up-to-date on key changes to your personal credit report so you’re aware of any unusual activity on your credit file16
• Fraud Alerts – set up alerts online and choose to be notified as soon as possible about potential unauthorized use of your credit card through alerts by e-mail or online message
• Identity Theft Assistance – get quick access to guidance and clear instructions on what to do if you suspect you’re a victim of identity theft by calling 1-800-465-4653

From ways to help manage spending to features that offer new levels of card security, your CIBC VISA Card is the card for the way you live life. On your terms™.

Convert Aventura Points to Aeroplan®1 Miles

You will also receive these premium credit card advantages:

• 1 Aventura Point = 1 Aeroplan Mile
• Your CIBC Aventura VISA INFINITE Card gives you the ability to convert your Aventura Points to Aeroplan Miles for flights and other travel rewards on Air Canada and its Star Alliance®2 partners; you can convert your Aventura Points to Aeroplan Miles in 10,000 Point increments10

The value of your CIBC Aventura VISA INFINITE Card goes far beyond unforgettable travel rewards and lifestyle experiences

You will also receive these premium credit card advantages:

• Flight Delay and Baggage Insurance for lost, stolen, damaged or delayed checked baggage8
• VISA Auto Rental Collision/Loss Damage Insurance8
• $500,000 Common Carrier Accident Insurance8
• AVIS car rental discounts up to 20% at participating locations17
• Free personalized CIBC Convenience Cheques18
• Guaranteed hotel reservations
• Cash advances of up to $1,000 a day19
• Emergency card replacement
• Worldwide VISA acceptance at over 24 million locations
• 24/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist20

Also, check out these great Optional Features:

• CIBC Payment Protector™ provides credit card protection when you need it most
• CIBC Auto Club offers travel protection when driving in Canada and the U.S.

Trademarks and Disclaimers

1 Welcome Bonus cannot be combined with any other offer and applies to new, approved primary cardholders only; it may not apply if you convert your existing CIBC Visa card, or if your existing CIBC Visa card is converted into this card. Welcome Bonus will be awarded after you complete your first card purchase. Offer may be changed or withdrawn at any time.

2 Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular Aventura Cheques or points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and surcharges may apply to Rewards. Airline Rewards cover up to a maximum ticket cost; any excess cost plus taxes, fees and surcharges must be charged to the card or paid for with points (or, if you are in Quebec, by cheque). Aventura Points may be cancelled if your CIBC Aventura VISA INFINITE Card is not in good standing on the monthly statement date.

3 Additional purchasing power over your credit limit does not mean unlimited spending.

4 Each transaction is assessed on various factors including your payment history and spending patterns so as to determine your additional purchasing power over your credit limit, if any. Since you must repay any amount over your credit limit by your payment due date, your borrowing capacity is not increased and remains at your credit limit.

5 The CIBC VISA INFINITE Travel Concierge Service is operated by an independent travel service agency, Merit Travel Group Inc. Registration Numbers: ON. 4499356/4499372, BC.-2295/2294/2297, QC.-701825/800342

7 Extended privileges at select hotels are provided on request. The CIBC Advantex Benefit applies only if the card is used for payment at participating establishments. Other restrictions and conditions apply. The number of restaurants participating in the Triple Points benefit may vary from time to time; the number of Bonus Aventura Points earned at other participating restaurants and at participating resorts and golf courses will vary from time to time. The CIBC Advantex Benefit cannot be combined with other promotional offers and may not be valid with certain discounts or offers. CIBC Advantex Benefit terms, conditions and participating merchants may change without notice. The CIBC Advantex Benefit program is owned and operated by Advantex Marketing International Inc.

8 All insurance is subject to limitations and exclusions outlined in the insurance certificates distributed with the Card Package. Common carrier fares and other trip costs must be charged to the card prior to your departure to activate certain coverages. $500,000 Common Carrier Accident Insurance is available only to the primary cardholder and his/her spouse and dependent children; coverage is up to $500,000 and is underwritten by AIG Commercial Insurance Company of Canada. Visa Auto Rental Collision/Loss Damage Insurance applies for rental periods up to 48 days, only; to activate coverage, the car rental agency's collision damage waiver insurance must be declined and the full cost of the rental must be charged to your card. Baggage Insurance is "excess insurance" (meaning it covers you only to the extent your claim exceeds any other collectible insurance that would apply without this insurance). Out-Of-Province Travel Medical Insurance is available only if the primary cardholder is age 64 or under, and if so, it is also available to his/her spouse, who must also be age 64 or under, and their dependent children for the first 15 days of the trip; this insurance does not cover expenses relating to any pre-existing condition if in the 90 days before your departure, that or a related condition has not been stable. Trip Interruption coverage is available only to primary cardholders, his/her spouse and dependent children traveling with primary cardholder or spouse, and up to two traveling companions; coverage applies only to trips interrupted due to injury, illness or death of a covered person. Trip Interruption Insurance, Out-Of-Province Travel Medical Insurance, Visa Auto Rental Collision/Loss Damage and Flight Delay and Baggage Insurance are underwritten by Royal & Sun Alliance Insurance Company of Canada.

9 The interest rate will change from time to time on at least 30 days prior notice to cardholders.

10 The 50% more offer applies to CIBC Aventura VISA INFINITE Card purchases (less returns) at merchants which are classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are coded in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at grocery, gas or drug stores will be deducted from your Aventura Visa I INFINITE account at the rate of 1.5 Aventura Points for each dollar in returns/credits. This bonus points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.

11 Aventura Points may be converted to Aeroplan Miles at an exchange rate of 1 for 1. Points must be converted in 10,000 point increments. To convert Points, your CIBC Aventura VISA Account must be in good standing.

12 No black-out periods apply to airline travel rewards. Some airlines require 14 days advance booking and/or a Saturday overnight stay.

13 At time of booking, you may purchase up to 20% of the total Aventura Points required for your Aventura Airline Reward; no additional Aventura Points may be purchased in respect of the flight or for other use. Aventura Points may be purchased at a rate of 3 cents per Point currently (cost is subject to change; taxes extra). The Top Up purchase must be charged to your Aventura Visa Infinite Card, and does not earn Aventura Points. This Top Up option is available on the Aventura Flight Reward Chart only. Top up purchases cannot be refunded or reversed. CIBC may discontinue the Top Up feature at any time, without notice.

14 One Aventura Point is earned on each dollar charged to the card. Bonus (double) points are earned at the same rate on Bonus points are earned at the same rate on Aventura Rewards Centre travel purchases charged to the card other than taxes, insurance, service charges or similar items. Points are not earned on travel obtained by redeeming Points.

15 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up to 24 hours after a triggering transaction is posted for an alert to be sent.

16 This service is provided by Equifax Canada, a leading credit bureau in Canada.

17 AVIS discounts are available at participating AVIS locations and are applied automatically when you use the Card to pay for the rental (Quebec residents may obtain the discount without using their card, provided they show the Card when paying by an alternative payment option acceptable to AVIS).

18 Personalized CIBC Convenience Cheques can be ordered by calling a CIBC Card Services Representative. Convenience Cheques are treated as cash advances. Convenience Cheques bear interest from the date they are posted to your credit card account.

19 Cash advances bear interest from the date they are taken. Advances are subject to available credit and daily limits.

20 The market rate guarantee applies to tows of less than 50 kms and non-towing services, only; if you get a lower, written quote for the same service from another towing operator in the same market area, you'll be reimbursed the difference between that quote and what you paid the towing company to which you were referred. The Driver Assist™ service is provided by Dominion Automobile Association (DAA).

® Registered trademark of CIBC.

™ Trademark of CIBC.

TM1 Trademark of Carlson Marketing Group Canada Ltd.

* Visa Int./lic. user.

®7 ADVANTEX is a registered trademark of Advantex Marketing International Inc.

®1 Aeroplan is a Registered Trademark of Aeroplan Canada Inc.; CIBC is an authorized licensee of mark.

®2 Star Alliance is a Registered Canadian Trademark of Air Canada.