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The CIBC Aventura Gold VISA Card offers you exclusive lifestyle and travel rewards with exceptional service. Apply today and receive 5,000 Bonus Aventura Points when you use your card for the first time.2

The CIBC Aventura Gold VISA Card is a perfect fit for you if:

• You want a card that offers exclusive lifestyle experiences
• You want to choose from over 100 airlines for flight rewards
• You would like to redeem your points for distinctive one-of-a-kind travel rewards
• You have an annual household income of $35,000 or more

Access exclusive rewards and card features with the CIBC Aventura Gold VISA card

• Experience a wide variety of exclusive lifestyle and travel rewards
• Choose from over 100 airlines with Aventura Airline Travel Rewards
• Redeem for travel options (choose from thousands of hotels, major car rental agencies, cruise lines and tour packages)
• Exceptional service - from redemption to customer care
• No blackout periods, fees or restrictions3
• Use your Aventura Points for 100% of travel or use cash to top-up
• Earn one Aventura Point for every dollar charged to your card4
• Earn bonus Aventura Points through ADVANTEX®1 5
• View and redeem your Aventura Points for rewards on the Aventura Rewards website or by calling the CIBC Aventura Rewards Centre
• Receive seasonal promotional and special offers via the Aventura Rewards website
• Book travel services with the CIBC Aventura Rewards Centre and earn double Aventura Points6

Convert Aventura Points to Aeroplan®3 Miles

You will also receive these premium credit card advantages:

• 1 Aventura Point = 1 Aeroplan Mile9
• Your CIBC Aventura Gold VISA card gives you the ability to convert your Aventura Points to Aeroplan Miles for flights and other travel rewards on Air Canada and its Star Alliance®2 partners. You can convert your Aventura Points to Aeroplan Miles in 10,000 Point increments

The value of your CIBC Aventura Gold VISA Card goes far beyond unforgettable lifestyle rewards and travel experiences:

You will also receive these premium credit card advantages:

• VISA Auto Rental Collision/Loss Damage Insurance10
• Flight Delay and Baggage Insurance for lost stolen, damaged or delayed checked baggage10
• $500,000 Common Carrier Accident Insurance10
• AVIS car rental discounts up to 20% at participating locations11
• Free personalized CIBC Convenience Cheques12
• Guaranteed hotel reservations
• Cash advances of up to $1,000 a day13
• Emergency card replacement
• Worldwide VISA acceptance at over 24 million locations
• 24/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist14

Also, check out these great Optional Features:

• CIBC CardAssist™1 Card Registry Service, one call protects you if your cards are lost or stolen
• CIBC Payment Protector™ provides credit card protection when you need it the most
• CIBC Auto Club offers travel protection when driving in Canada and the U.S.
• CIBC Trip Cancellation/Trip Interruption Insurance
• CIBC Emergency Travel Medical Insurance

Apply online now and receive 5,000 Bonus Aventura Points on your first purchase. You can also call the CIBC Credit Card Application Centre at 1-866-438-2422 or visit one of our branches.

Trademarks and Disclaimers

1 The interest rate will change from time to time on at least 30 days prior notice to cardholders. If your credit rating and financial situation do not meet certain criteria set by CIBC, CIBC may still issue the card but at 24%.

2 Applies to new, approved primary cardholders only. This offer cannot be combined with any other offer.

3 No black-out periods apply to airline travel rewards. Some airlines require 14 days advance booking and/or a Saturday overnight stay.

4 Aventura Points are earned on card purchases less returns, and not on cash advances (including by CIBC Convenience Cheque or balance transfer), fees, interest, payments or point redemptions. Taxes, fees and surcharges may apply to Rewards. Aventura Points will be awarded only if your CIBC Aventura Account is in good standing on each monthly statement date (otherwise, they are cancelled). Airline Rewards cover up to a maximum ticket cost; any excess cost plus taxes, fees and surcharges must be charged to the Card or paid with your points (or, if you reside in Quebec, by cheque). Aventura Rewards and Program Terms may change without notice.

5 The number of Bonus Aventura Points awarded depends on the particular CIBC ADVANTEX BENEFIT establishment. The CIBC ADVANTEX BENEFIT cannot be combined with other promotional offers and may not be valid with certain discounts or offers. CIBC ADVANTEX BENEFIT terms, conditions and participating merchants may change without notice. The CIBC ADVANTEX BENEFIT program is owned and operated by Advantex Marketing International Inc. For full details and important information regarding the CIBC ADVANTEX BENEFIT, please visit www.aventuraadvantex.com

6 Bonus points are earned at the same rate on CIBC Aventura Rewards Centre travel purchases charged to the card, but not on taxes, insurance, service charges or similar items. Points are not earned on travel obtained by Points redemption.

7 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up 24 hours after a triggering transaction is posted for an alert to be sent.

8 This service is provided by Equifax Canada, a leading credit bureau in Canada.

9 Aventura Points may currently be converted to Aeroplan Miles at an exchange rate of 1 for 1. For further details about Aeroplan Miles, please see aeroplan.com. In order to convert or redeem your Aventura Points, your CIBC Aventura Gold VISA Account must be in good standing. CIBC is not responsible for any failure or delay by any other loyalty program provider to credit your account with the other loyalty currency following a conversion of Aventura Points. Conversion will only be accepted from the Primary Cardholder. You must convert your Aventura Points to Aeroplan Miles in 10,000 Point increments. To convert Points, your CIBC Aventura Gold VISA Account must be in good standing.

11 AVIS discounts are available at participating AVIS locations and are applied automatically when you use the card to pay for the rental (Quebec residents may obtain the discount without using their card, provided they show the card when paying by an alternative payment option acceptable to AVIS).

12 Personalized CIBC Convenience Cheques can be ordered by calling a CIBC Credit Card Services Representative. Convenience Cheques are treated as cash advances. Convenience Cheques bear interest from the date they are posted to your credit card account. Cheques cannot be used for payments on or balance transfers from other CIBC credit cards, Personal Lines of Credit, Loans and Mortgages. Convenience Cheques cannot be certified. Cheques do not earn Aventura Points.

13 Cash advances bear interest from the date they are taken. Advances are subject to available credit and daily limits.

14 The market rate guarantee applies to tows of less than 50 kms and non-towing services, only; if you get a lower, written quote for the same service from another towing operator in the same market area, you'll be reimbursed the difference between that quote and what you paid the towing company to which you were referred. The Driver Assist service is provided by Dominion Automobile Association (DAA).

® Reg. TM of CIBC.

®1 ADVANTEX is a Registered Trademark of Advantex Marketing International Inc.

®2 Star Alliance is a Registered Canadian Trademark of Air Canada.

®3 Aeroplan is a Registered Trademark of Aeroplan LP; CIBC is an authorized licensee of mark.

TM "CIBC for what matters" and "CIBC CreditSmart" are trademarks of CIBC.

TM1 Trade-mark of Carlson Marketing Group Canada Ltd.

* VISA Int./lic. user.

Insurance Features/Options:

10 Common Carrier Accident Insurance is underwritten by American Home Assurance Company; Flight Delay and Baggage Insurance is underwritten by RBC General Insurance Company in Quebec and RBC Travel Insurance Company in the rest of Canada; common carrier fares must be charged to the card before departure to activate coverage. VISA Auto Rental Collision/Loss Damage Insurance applies for rental periods up to 48 days, only; to activate coverage, the car rental agency's collision damage waiver insurance must be declined and the full cost of the rental must be charged to your card; underwritten by Royal & Sun Alliance Insurance Company of Canada. All insurance is subject to limitations and exclusions outlined in the insurance certificates distributed with the Welcome Kit (for coverage included with the Card) or on enrolment (for optional coverages).