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The CIBC Aero Classic VISA Card lets you earn valuable Aeroplan Miles on all your everyday card spending2. Plus, you will receive a Welcome Bonus of 5,000 Aeroplan® Miles3 when you use your card for the first time. The interest rate - currently 19.5% per year - will apply only on any outstanding balance you may carry.

The CIBC Aero Classic VISA card is for you if:

• You want to earn valuable Aeroplan Miles on all your everyday card spending
• You have an annual household income of $15,000 or more

Reward yourself with Aeroplan Miles fast using your CIBC Aero Classic VISA Card

• Receive 1 Aeroplan Mile for every 2 dollars charged to the card2
• Receive up to double Aeroplan Miles when you use your CIBC Aero Classic VISA Card to dine, golf, or stay at any participating CIBC Bonus Rewards®1 establishment4
• Enjoy unsurpassed acceptance across Canada, and in over 24 million locations worldwide

The value of your CIBC Aero Classic VISA Card goes far beyond everyday convenience

You will also receive these great credit card advantages:

• $100,000 Common Carrier Accident Insurance7
• Emergency cash advances of up to $1,000 a day8
• Emergency card replacement
• Free personalized CIBC Convenience Cheques9
• Worldwide VISA acceptance at over 24 million locations
• 24/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist10

Also, check out these great Optional Features:

• CIBC CardAssist™1 Card Registry Service, one call protects you if your cards are lost or stolen
• CIBC Payment Protector™ provides credit card protection when you need it the most
• CIBC Auto Club offers travel protection when driving in Canada and the U.S.
• CIBC Trip Cancellation/Trip Interruption Insurance
• CIBC Emergency Travel Medical Insurance

Apply online now and receive 5,000 Bonus Aeroplan Miles when you use your card for the first time. You can also call the CIBC Credit Card Application Centre at 1-866-438-2422 or visit one of our branches.

Trademarks and Disclaimers

1 The interest rate will change from time to time on at least 30 days prior to notice to cardholders. If your credit rating and financial situation do not meet certain criteria set by CIBC, CIBC may still issue the card but at 24%.

2 Aeroplan Miles are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments or regular CIBC Convenience Cheques. Aeroplan Miles may be cancelled if your CIBC Aero Classic VISA Card is not in good standing on the monthly statement date. Aeroplan Miles are not actual miles, but points towards Aeroplan rewards, including flights. Taxes, landing and departure fees and other charges and surcharges may apply to Aeroplan reward travel. Aeroplan partners, rules and regulations are subject to change without notice.

3 Awarded after the first purchase with the card. Applies to new, approved Primary Cardholders only. This offer cannot be combined with any other offer.

4 The number of Bonus Rewards earned depends on the offer of the particular CIBC Bonus Rewards establishment. The CIBC Bonus Rewards Benefit cannot be combined with other promotional offers and may not be valid with certain discounts or offers. CIBC Bonus Rewards terms, conditions and participating merchants may change without notice. The CIBC Bonus Rewards program is owned and operated by Advantex Marketing International Inc. For full details and important information regarding the CIBC Bonus Rewards Benefit, please visit www.cibcbonusrewards.com

5 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up to 24 hours after a triggering transaction is posted for an alert to be sent.

6 This service is provided by Equifax Canada, a leading credit bureau in Canada.

8 Cash advances bear interest from the date they are taken. Advances are subject to available credit and daily limits.

9 Personalized CIBC Convenience Cheques can be ordered by calling a CIBC Credit Card Services Representative. Convenience Cheques are treated as cash advances. Convenience Cheques bear interest from the date they are posted to your credit card account. Cheques cannot be used for payments on or balance transfers from other CIBC credit cards, Personal Lines of Credit, Loans and Mortgages. Convenience Cheques cannot be certified.Cheques do not earn Aeroplan Miles.

10 The market rate guarantee applies to tows of less than 50 kms and non-towing services, only; if you get a lower, written quote for the same service from another towing operator in the same market area, you'll be reimbursed the difference between that quote and what you paid the towing company to which you were referred. The Driver Assist service is provided by Dominion Automobile Association (DAA).

11 Aeroplan rules require at least one accumulation or redemption transaction each year in an Aeroplan account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to Aero Classic cardholders in good standing. Please note, however, that Aeroplan Miles will expire if they are not redeemed within 7 years from when they were earned (or by Dec. 31, 2013, for Miles earned before 2007). See www.aeroplan.com for details.

® Aeroplan is a Registered Trademark of Aeroplan LP. CIBC is an authorized licensee of the mark.

®1 Registered trademark of CIBC.

™ "CIBC for what matters" and "CIBC CreditSmart" are trademarks of CIBC.

™1 Trade-mark of Carlson Marketing Group Canada Ltd.

* VISA and Classic are registered trademarks of VISA Int./lic. users.

Insurance Features/Options:

7 $100,000 Common Carrier Accident Insurance is underwritten by American Home Assurance Company; common carrier fares must be charged to the card before departure to activate coverage. All insurance is subject to limitations and exclusions outlined in the insurance certificates distributed with the Card Package (for coverage included with the Card) or enrolment (for optional coverages).