Saves you money	FREE basic record keeping by bankbook, basic monthly or quarterly statement, or paperless option FREE transfers to your other CIBC personal bank accounts FREE account balance inquiries through CIBC bank machines, CIBC Online Banking or Telephone Banking CIBC Overdraft Protection Service is available to qualified customers
Convenient	Comes with a CIBC Convenience Card® 24-hour access to your account through bank machines, CIBC Telephone Banking, CIBC Online Banking and INTERAC* Direct Payment Choose the record keeping option that suits you best: bankbook, basic monthly or quarterly statement, paperless option, or monthly statement with cheques imaged ($2.50/month) or cheques returned ($3.50/month)
Makes you money	You earn competitive interest on every dollar you save Interest is calculated on each day's final balance and paid monthly
CIBC Advantage for Youth	FREE transactions1 FREE monthly or quarterly basic statement (no cheques returned), or paperless record keeping Competitive interest rates Learn more about CIBC Advantage for Youth
CIBC 60 Plus Advantage™	2 FREE transactions per month Bank drafts and money orders are FREE Receive $5.00 off the annual rental fee for a safety deposit box (any size) Learn more about CIBC Advantage for Seniors

Information you need to know:

Transaction fees: $1.25 each1
Personalized cheques available (fees apply)
Account fees

Important Information

Products and their features may change at any time.

This is a general description only. For more information and product terms and conditions, consult product brochures or call CIBC at 1-866-525-8622.

1 "Transaction" includes the following: cheques, withdrawals, pre-authorized payments, bill payments and Interac Direct Payment purchases. All withdrawals at bank machines not displaying the CIBC or Amicus Bank name or logo are subject to additional fee(s).

® Registered trademark of CIBC.

* Trademark of INTERAC Inc., CIBC authorized user of trademark.