Home > Credit Cards > bizline VISA

You've probably already heard of the business benefits of a line of credit. And who hasn't heard of the easy access of a credit card? But did you know you can get the best of both in one solution?

That's exactly what the no-annual-fee CIBC bizline VISA Card delivers - the affordable pricing and high credit limit of a line of credit and the easy access to cash of a VISA Card.

The CIBC bizline VISA Card is for you if:

• you own a small business that has been operating for 4 months or more
• you require cards for yourself and up to 9 employees
• your annual revenue or sales are between $35,000 and $5 million2
• you want easy access to affordably priced cash

With a low interest rate and high credit limit, the CIBC bizline VISA Card is your connection to everything you need to run your business.

More spending power
With an interest rate as low as 1.5% above CIBC prime, and credit limit as high as $50,0001, the CIBC bizline VISA Card is your connection to everything from paperclips to payroll, client lunches to accountants' bills.

More access
With the CIBC bizline VISA Card, you can access cash in three ways: through bizline cheques, bank machines and, naturally, through your VISA card.3

Grace days
Unlike traditional lines of credit, where you calculate interest from day one, the CIBC bizline VISA Card comes with a 21 day grace period on card purchases.4

Hassle-free application
Thanks to the CIBC bizline VISA Card's hassle-free application process, getting the funds you need should only take about two minutes of your time.

The value of your CIBC bizline VISA Card goes far beyond easy access to affordably priced cash.

You will also receive these credit card advantages:

• $100,000 Common Carrier Accident Insurance7
• Business Savings Program

Also, check out the great Optional Features available:

• CIBC CardAssistTM1 Service - one call protects you if your cards are lost or stolen.
• CIBC Emergency Travel Medical Insurance - provides coverage when travelling outside your home province.
• CIBC Trip Cancellation/Trip Interruption Insurance

Apply online now, call CIBC Credit Card Services at 1-866-239-2385 or visit one of our branches.

Trademarks and Disclaimers

1 Interest rate and credit limit will depend on personal credit bureau information. Interest rate will range between CIBC Prime rate +1.5% and Prime rate +11%. The card's interest rate is variable, meaning that it may change when CIBC's prime rate changes. You can find out what CIBC Prime is by calling CIBC toll-free at 1-866-525-8622.

2 Your annual income may include business and personal sources (e.g. share of profits, drawings, dividends & management salaries from the business, income from personal investments and part-time employment income). This income may be verified using your personal Notice of Assessment.

3 bizline Cheques bear interest from the date they are posted to your VISA account. Cash advances are charged to your CIBC bizline VISA card and bear interest from the date they are taken from your account.

4 No interest applies to new card purchases as long as you pay your balance in full by the payment due date for the statement on which the new card purchases appear and (except for Quebec residents) you also paid your previous month's balance in full by the due date. If these requirement(s) are not met, interest will be charged from the transaction date.

5 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up 24 hours after a triggering transaction is posted for an Alert to be sent.

6 This service is provided by Equifax Canada, a leading credit bureau in Canada.

™ bizline, "CIBC for what matters" and "CIBC CreditSmart" are trademarks of CIBC.

TM1 Trade-mark of Carlson Marketing Group Canada Ltd.

* VISA Int./ lic. user.

Insurance Features/Options:

7 Common Carrier Accident Insurance is underwritten by American Home Assurance Company; common carrier fares must be charged to the card before departure to activate coverage. All insurance is subject to limitations and exclusions outlined in the insurance certificates distributed with the Card Package (for coverage included with the Card) or on enrolment (for the optional coverage).