CIBC Professional Edge® -
For Self-employed Professionals
CIBC Professional Edge is a comprehensive banking package designed to combine exclusive products and services to help you reach your financial goals, if you are a self-employed professional practicing as a/an:
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To find out how you can benefit from the experience and knowledge of a CIBC business advisor, visit the nearest CIBC branch, contact your CIBC advisor or call toll-free 1-800-465-2422. | |
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Key Benefits
| Access to a dedicated CIBC business advisor | A dedicated CIBC business advisor will help monitor your financial progress and recommend changes as your practice grows and your personal needs change. |
| Advice from specialists | Your CIBC business advisor has access to a team of specialists in the areas of borrowing, cash management, succession planning and wealth management to help meet all your business and personal financial goals. |
| Special benefits and services | As a professional, there are many customized banking options available for you to take advantage of. Working with our clients, we've designed distinctive services and exclusive offers to ensure that you prosper at each stage of your personal life and professional career. |
| For your business needs | Benefits |
| CIBC Business Operating Account™ for Professionals+ |
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| Business loans and lines of credit2 |
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| Partner capital loans |
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| CIBC Aerogold® VISA* Card for Business |
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| Merchant Services |
Offer your patients or clients a wide variety of payment options, including VISA, MasterCard, American Express and INTERAC Direct Payment. From Global Payments Inc., you will receive:
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| For your personal needs | Benefits |
| CIBC PremierService® Account |
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| CIBC Personal Loans and Lines of Credit2 |
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| CIBC Personal Mortgages6 |
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| CIBC Investment Solutions and Advice |
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Other products and services
- CIBC Small Business Overdraft Protection - Borrow up to $10,000 to cover your practice operating expenses
- CIBC Commercial Choice Mortgage™ (CCCM) - For amounts between $250,000 to $1 million
- CIBC Wood Gundy Private Client Investments® - Our full-service investment firm can help you manage your portfolio and make smart investment decisions
Trademarks and Disclaimers
+ Professional clients with Business Operating Account for Professional are eligible for no annual administration fee on CIBC Imperial Investor Service registered accounts and CIBC Investor's Edge registered accounts.
1 Transactions includes deposit, cheques, withdrawals, and all other debits and credit to your account that were initiated by you including without limitation, preauthorized payments, bill payments, INTERAC direct payments, direct deposits, and transfers between accounts were applicable. Additional "Items Deposited" charges, where applicable, may apply. Fees apply to transactions conducted at non-CIBC bank machines.
2 All lending offers are subject to credit approval. Rate and limit will depend on assessment of application. Some conditions and restrictions apply.
3 Welcome bonus will be posted to your VISA account after the first purchase is made with the card. Applies to new, approved Primary Cardholders only. This offer cannot be combined with any other offer. Offer may be changed or withdrawn at anytime.
4 "Transaction" means a withdrawal, cheque, INTERAC direct payment purchase, bill payment, or Pre-Authorized Payment. Any withdrawals made at Canadian bank machines not displaying the CIBC or Amicus Bank name or logo in excess of four per month are subject to additional fee(s). Additional fee(s) apply to any withdrawal at a bank machine outside Canada.
5 Stop payments free on cheques and pre-authorized payments only.
6 Mortgages are offered by CIBC Mortgages Inc. Applicants and properties must meet lending criteria set out by CIBC Mortgages Inc. Conditions and restrictions apply.
7 Imperial Investor Service is a division of CIBC Investor Services Inc., a subsidiary of CIBC, and Member of CIPF.
8 CIBC Investor's Edge Discount Brokerage and CIBC Investor's Edge Self-Directed Plan are offered by CIBC Investor Services Inc., a subsidiary of CIBC. Cash balances owing to you are not insured by the Canada Deposit Insurance Corporation or any other government insurer, but are fully guaranteed by CIBC. Unless, with respect to a specific security, you are informed to the contrary, securities sold are not guaranteed by Canada Deposit Insurance or CIBC. The value of many securities may fluctuate. Member of the Canadian Investor Protection Fund.
9 CIBC Mutual Funds are offered by CIBC Securities Inc., a wholly-owned subsidiary of CIBC. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus carefully before investing. CIBC Mutual Funds are not covered by Canada Deposit Insurance Corporation or any other government deposit insurer, nor are they guaranteed by CIBC. Mutual fund values change frequently; past performance may not be repeated.
CIBC Wood Gundy is a division of CIBC World Markets Inc. ("World Markets"), a subsidiary of CIBC, and Member CIPF. CIBC and Wood Gundy are registered trademarks of CIBC and World Markets respectively.
Global Payments and the Global Payments logo are trademarks of Global Payments Inc. and may not be copied, imitated, or used, in whole or in part, without prior written consent. Payment processing and pricing approvals provided by Global Payments Direct, Inc. Terminals & terminal services provided by Global Payments Canada GP.
™ Trademarks of CIBC.
® Registered trademarks of CIBC.
* Visa Int./Lic. User.
® Aerogold and Aeroplan are Registered Trademarks of Aeroplan Limited Partnership.
CIBC Authorized Licensee of Marks.
CIBC is the authorized user of the following trademarks:
INTERAC is a registered trademark of Interac Inc.
MasterCard is a registered trademark of MasterCard International Incorporated.
American Express is a registered trademark of American Express Company.
Copyright® 2008 Canadian Imperial Bank of Commerce. All rights reserved.