CIBC RRSP Daily Interest Savings Account (DISA)

The CIBC RRSP Daily Interest Savings Account (DISA) guarantees your principal and interest, and is an ideal RRSP starter account, or short-term alternative for parking your RRSP funds.

With a CIBC RRSP Daily Interest Savings Account (DISA), it's easy to make regular contributions to your RRSP and still have complete access to the money if you need it.

Purchase online, call Telephone Banking1 at 1-866-525-8622 or visit one of our branches.

Type	cash account
Minimum investment	$25
Terms available	not applicable
Access to funds	any time
Interest	Tiered interest rate structure with competitive rates that increase as your savings grow. Interest is calculated daily and paid semi-annually on June 30 and December 31.
Fees	There are no fees unless you transfer all or part of your RRSP funds to another financial institution, in which case a $25 fee will apply.

	Consider a CIBC RRIF Daily Interest Savings Account (DISA) or a CIBC LIF Daily Interest Savings Account (DISA).

Is it for you?

The CIBC RRSP Daily Interest Savings Account (DISA) could be for you if any of the following apply:

• You want a secure RRSP investment, but are finding it difficult to save.
• You want full access to your money and the ability to withdraw funds at any time.

Useful information

• You can use an RRSP Regular Investment Plan to make automatic deposits to your CIBC RRSP Daily Interest Savings Account to maximize your compound interest.
• Your deposits earn interest right away, at competitive daily rates.
• The higher your balance, the higher your rate of interest.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.

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