RRSP GICs |
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Cashable RRSP GICs Guarantees your principal and allows you the flexibility to redeem early.1 |
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A 1-year GIC with the ultimate in flexibility; access your money at any time, with interest if you redeem after 30 days.
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Increasing annual rates over a 3- or 5-year term and access to your money on each anniversary date.2
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A guaranteed fixed rate; withdraw your money at any time with specific early redemption rates.
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Non-redeemable RRSP GICs Non-redeemable GICs usually offer a higher rate of return compared with our cashable RRSP GICs. They are ideal if you don’t need to access your funds before maturity. |
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Earn a rate above our regular GIC rates on selected short- and long-terms offered on a time-limited basis.
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Premium returns over a 3- or 5-year term, with increasing annual rates.
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Total security of guaranteed interest plus full protection of your principal.
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Index-linked RRSP GICs3 Allows you to take advantage of the unlimited growth potential of investing in Canadian and global stock markets, but with full protection of your principal. |
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Allows you to take advantage of the growth potential of a market-linked return, but with full protection of your principal.
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Higher return potential based on the performance of a leading Canadian market index.
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Added diversification and higher return potential based on the performance of global market indices from Canada, Europe, Japan and the U.S.
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Trademarks and disclaimers
1 If you withdraw funds from your RRSP, tax will apply to the withdrawn funds.
2 Early redemption is available on each anniversary of the purchase date or within 7 days after each anniversary; redemption is not otherwise available.
3 With index-linked GICs, your initial investment is guaranteed; however, the rate of return is not guaranteed other than the minimum guaranteed interest rate on the Market Mix GIC.
4 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.
™ Trademark of CIBC.
® Registered Trademark of CIBC.
Copyright® 2009 Canadian Imperial Bank of Commerce. All rights reserved.








