CIBC Flexible RRSP GIC™

The CIBC Flexible RRSP GIC guarantees your principal and interest, while giving you the option to change investment options without penalty.

With a CIBC Flexible RRSP GIC, you deposit your money with us for 1 year. At the end of the term, we return your deposit, guaranteed. During the term, you earn interest on your money at a guaranteed rate with the flexibility to withdraw funds and change investment options at any time.

Purchase online, call Telephone Banking1 at 1-866-525-8622 or visit one of our branches.

Type	cashable
Minimum investment	$500
Terms available	1 Year
Access to funds	You can access your money at any time. Full or partial redemption is allowed subject to a minimum withdrawal of $500. At least $500 in principal must remain on deposit after a partial withdrawal; otherwise, the full balance of the GIC will be redeemed.
Interest	paid at maturity In the event of early withdrawal, full interest to the date of redemption is paid after only 30 days. If you withdraw funds within the first 30 days, no interest is paid.

Consider a CIBC Flexible GIC.

We recommend the CIBC RRIF GIC and LIF GIC.

Is it for you?

The CIBC Flexible RRSP GIC could be for you if any of the following apply:

• You want an investment that earns competitive interest rates while providing the flexibility to withdraw funds and change investment options at any time.
• You want a secure investment.

Useful information

• Principal and interest are automatically renewed into a CIBC Flexible RRSP GIC of the same term unless you provide alternate instructions prior to maturity.

Trademarks and Disclaimers

™ Trademark of CIBC

1 To buy through Telephone Banking, you need to have a CIBC bank account or CIBC GIC already.

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