CIBC Escalating Rate RRSP GIC™

The CIBC Escalating Rate RRSP GIC offers guaranteed premium returns and rates that increase each year.

With a CIBC Escalating Rate RRSP GIC, you deposit money with us for 3 or 5 years at guaranteed interest rates. Your original investment is always guaranteed in full.

Purchase online, call Telephone Banking1 at 1-866-525-8622 or visit one of our branches.

Type	non-redeemable
Minimum investment	$500
Terms available	3 and 5 years
Access to funds	no withdrawals allowed prior to maturity
Interest	rate increases each year of the term earn a premium return over both the CIBC Cashable Escalating Rate GIC and our regular RRSP GIC (Non-redeemable) interest is compounded annually and paid at maturity
Fees	There are no fees unless you transfer all or part of your RRSP funds to another financial institution, in which case a $25 fee will apply.

Consider a CIBC Escalating Rate GIC.

We recommend the CIBC Escalating Rate RRIF GIC and CIBC Escalating Rate LIF GIC.

Is it for you?

The CIBC Escalating Rate RRSP GIC could be for you if any of the following apply:

• You want premium returns.
• You have a three- or five-year investment horizon.
• You want a guaranteed return and 100% protection of your investment.

Useful information

• Principal and interest are conveniently automatically renewed unless you instruct otherwise prior maturity.

Trademarks and Disclaimers

™ Trademark of CIBC

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.

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