CIBC Escalating Rate RRSP GIC™

The CIBC Escalating Rate RRSP GIC offers guaranteed premium returns and rates that increase each year.

With a CIBC Escalating Rate RRSP GIC, you deposit money with us for 3 or 5 years at guaranteed interest rates. Your original investment is always guaranteed in full.

Type	non-redeemable
Minimum investment	$500
Terms available	3 and 5 years
Access to funds	no withdrawals allowed prior to maturity
Interest	rate increases each year of the term earn a premium return over both the CIBC Cashable Escalating Rate GIC and our regular RRSP GIC (Non-redeemable) interest is compounded annually and paid at maturity
Fees	There are no fees unless you transfer all or part of your RRSP funds to another financial institution, in which case a $100 fee will apply.

Consider a CIBC Escalating Rate GIC.

We recommend the CIBC Escalating Rate RRIF GIC and CIBC Escalating Rate LIF GIC.

Consider a CIBC Escalating Rate TFSA GIC.

Is it for you?

The CIBC Escalating Rate RRSP GIC could be for you if any of the following apply:

• You want premium returns.
• You have a three- or five-year investment horizon.
• You want a guaranteed return and 100% protection of your investment.

Useful information

• Principal and interest are conveniently automatically renewed unless you instruct otherwise prior maturity.

Trademarks and Disclaimers

™ Trademark of CIBC

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.

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