CIBC Securities Inc. - Mutual Funds

We are one of Canada's largest mutual fund companies and a leader in the industry. We offer a full range of savings, income and growth funds, as well as one of Canada's largest family of index funds. We also offer professionally managed portfolios that are monitored and managed by leading investment professionals.

Which mutual fund is right for me?

Each mutual fund has an investment objective, which determines the types of investments the fund will hold. There are three main types of mutual funds:

		Savings Funds
		These funds hold mostly money market investments and are designed to produce a steady level of income with a high priority on protecting the value of your initial investment. They are low risk and provide an excellent place to park funds that you might want quick access to. View list of CIBC Savings Funds

		Income Funds
		These funds focus on fixed-income securities and have the potential to generate a higher level of income than savings funds, with some capital growth over the long term. They are low-risk to medium-risk investments. View list of CIBC Income Funds

		Growth Funds
		Growth or equity funds invest primarily in the stocks of different companies with the objective of generating capital growth. The emphasis on growth makes them a higher-risk investment. View list of CIBC Growth Funds

Let our professional investment managers manage your portfolio

With thousands of mutual funds to choose from, you not only face the challenge of what funds to choose, but the greater challenge of how to combine them to build a portfolio that reflects your personal profile.

		CIBC Managed Portfolio Services
		Put your money in the hands of investment professionals with CIBC Managed Portfolio Services. We'll help you select a professionally managed portfolio of CIBC Mutual Funds that's right for you. You'll get access to leading investment managers and ongoing monitoring and rebalancing of your portfolio. Learn more about CIBC Managed Portfolio Services

Important Information about CIBC Securities Inc. and Mutual Funds

CIBC Mutual Funds and CIBC Family of Managed Portfolios are offered by CIBC Securities Inc., a subsidiary of CIBC. The CIBC Family of Managed Portfolios consists of CIBC Managed Portfolios and CIBC U.S. Dollar Managed Portfolios, which are mutual funds that invest primarily in CIBC Mutual Funds. CIBC Managed Portfolio Services is a service that helps you select an appropriate professionally built CIBC Managed Portfolio or CIBC U.S. Dollar Managed Portfolio. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read CIBC Mutual Funds and CIBC Family of Managed Portfolios prospectuses before investing. To obtain a copy, call CIBC Securities Inc. at 1-800-465-FUND (3863) or ask your mutual fund representative at any branch where CIBC Mutual Funds and CIBC Family of Managed Portfolios are sold. For periods greater than one year, the indicated rates of return are the average annual compound total returns as of the date indicated including changes in unit value and the reinvestment of all distributions and do not take into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would have reduced returns. The performance data for money market funds also shows the current yield and effective yield as of the date indicated and assumes the reinvestment of distributions only and does not take into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would have reduced yields. CIBC Mutual Funds and CIBC Family of Managed Portfolios are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed by CIBC. There can be no assurance that money market funds will be able to maintain their net asset value per unit at a constant amount or that the full amount of your investment in a fund will be returned to you. The values of many mutual funds, such as Income and Growth Funds, can change frequently. Past performance may not be repeated.

The U.S. dollar versions of funds/portfolios are not eligible for registered accounts offered by CIBC Securities Inc. The U.S. dollar versions of funds/portfolios can be held within registered CIBC Investor Services Inc. accounts. Other dealers may allow the funds/portfolios to be purchased in U.S. dollars within registered accounts.

CIBC Mutual Funds and CIBC Family of Managed Portfolios are available across Canada. The information contained on this site does not constitute an offer or solicitation to buy or sell any investment fund, security or other product, service or information to any resident of the U.S. or the U.K. or to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.

CIBC representatives offering mutual funds in Quebec are "Mutual Fund Representatives" of CIBC Securities Inc.

The information is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional.

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