CIBC Flexible GIC®

The CIBC Flexible GIC guarantees your principal and interest, while giving you the option to cash out early without penalty.

With a CIBC Flexible GIC, you deposit money for one year. At the end of the term, we return your deposit, guaranteed. During the term, you earn interest at a guaranteed rate with the flexibility to withdraw funds at any time - with full interest earned - after 30 days.

Type	Cashable
Minimum investment	$1,000
Terms available	1 Year
Access to funds	You can access your money at any time If you withdraw funds prior to maturity, there is a minimum withdrawal amount based on your original investment
Interest	Paid at maturity Larger balances are generally rewarded with higher interest rates In the event of early withdrawal, full interest earned is paid to the withdrawal date If you withdraw funds within the first 30 days, no interest is paid

Is this GIC right for your business?

The CIBC Flexible GIC could be right for your business if any of the following apply:

• You want the ability to access funds at any time while earning a competitive rate of interest
• You want a secure investment

Useful information:

• Principal and interest can be automatically renewed or deposited into your bank account
• If you need access to some but not all of your funds, consider placing some money in a Flexible GIC, and the rest in a Long-Term GIC
• This GIC is issued by CIBC and qualifies as collateral for loans

Trademarks and Disclaimers

® Registered Trademark of CIBC.

™ Trademark of CIBC.

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