Articles & Tools

Learn more about borrowing with these helpful and informative resources.

Find a borrowing solution
Not sure which CIBC borrowing solution is right for you? This tool can help.
CIBC Loan Calculator
This is an easy way to figure out the cost of your loan.
CIBC Home Power™ line of credit Calculator
Wondering how much equity you have in your home? This tool can help.

What is Credit?
Credit is what you use to buy products or services today and pay for them at a later date.
Check the Accuracy of Your Credit Report
You have the right to see the information in your credit bureau file, which includes your credit rating.
The Basics of Borrowing - Part 1
The first thing to understand about credit is that it comes in many different shapes and sizes.
The Basics of Borrowing - Part 2
These days, there are several ways to approach a lender for a loan. You can apply online, over the phone or at the branch.
Building Your Investments
Whether you want a pool of funds, a schedule of fixed payment amounts or a way to invest for your retirement, CIBC has the credit options you need.
Borrowing Options for Buying a Car
If you already know what you want to buy and prefer a fixed payment schedule, we recommend a CIBC Personal Car Loan or CIBC Personal Loan.
Get the Car You Need
Buying a new car is probably one of the largest purchases you'll make in your life, so shop wisely!
Used Cars Make Good Sense
You may need to work a little harder, but you'll save money.